Analyze individual insurance risks and negotiate coverage terms using strong decision-making and analytical skills. Work with medium complexity Personal Lines business.

Heartland Mutual Insurance seeks a Personal Lines Underwriter II to assess risk across renewals, endorsements, and recent submissions. You will determine appropriate terms and conditions, evaluate profitability, and apply company underwriting philosophy. Previous underwriting experience and rural business exposure are assets.

Key Responsibilities:

- Assess risk levels using relevant customer background information
- Negotiate risk acceptance terms with brokers
- Evaluate individual risks for profitable business growth
- Identify trends and communicate them to management
- Support product, pricing, and service development

Requirements:

- Insurance industry experience with Personal Lines knowledge
- Strong analytical and decision-making abilities
- Experience in underwriting preferred
- Rural business or broker experience is an asset
- Post-secondary education or equivalent experience

Use risk assessment, broker negotiation, and profitability analysis to shape Personal Lines underwriting at Heartland Mutual Insurance.

📌 Personal Lines Risk Underwriting Specialist (Kitchener)
🏢 Heartland Mutual Insurance
📍 Kitchener