Kia Stouffville | Subprime | Opened on 10/08/2026 | Pay rate: $60000-100000 per year

Kia of Stouffville is hiring!
Since Kia Stouffville opened its doors, we have been consistently striving to provide the BEST quality current and used vehicles to the Whitchurch-Stouffville area. We have a passion for serving our community, and providing the best automotive services around.

Position Summary:
Kia of Stouffville is looking for an experienced Subprime / Non-Prime Finance Manager to develop and manage our subprime business. The successful candidate will be responsible for generating and managing leads, structuring finance deals, submitting credit applications, working directly with lenders, obtaining approvals, and managing customers through to delivery.

What We Offer:

Competitive commission-based compensation package with performance-based bonuses and additional dealership incentives. Compensation and earning potential will be based on experience and individual sales performance.

Health and dental benefits package

Consistent hours

Long-term growth and stability

Clean, modern facility

Key Responsibilities:

Generate, manage, and follow up with subprime/non-prime leads

Review customer credit applications and determine appropriate financing strategies

Structure deals according to lender programs, LTV, PTI, DTI, advance guidelines, and approval conditions

Submit applications and communicate directly with lenders

Maintain and develop robust lender relationships

Negotiate approvals and maximize opportunities within lender guidelines

Work closely with the sales and management teams to complete transactions

Maintain accurate CRM records and consistent customer follow-up

Ensure all deals comply with OMVIC, MVDA, dealership, lender,



and regulatory requirements

Maintain a high level of customer service throughout the approval and delivery process

Meet monthly volume and gross-profit objectives

Qualifications:

Minimum 5 years of automotive subprime/non-prime finance experience preferred

Strong knowledge of automotive financing and subprime deal structuring

Established experience working with subprime/non-prime lenders

Strong understanding of credit applications, LTV, PTI, DTI, lender advances, approval conditions, and funding requirements

Proven ability to generate and convert leads

Strong negotiation, communication, and closing skills

Experience with dealership CRM/DMS systems

Schedule:
Full-time dealership schedule, approximately 40-44 hours per week, including evenings and Saturdays as required. Schedule will be based on dealership operating hours and business requirements.

We do thank all applicants in advance, but only those selected for an interview will be contacted. Thank you for your interest!

As part of our recruitment process, Artificial Intelligence (AI) tools may be used solely to assist with summarizing information contained in resumes to help hiring teams efficiently review applications. AI is not used to screen, rank, assess suitability, or make hiring decisions, and it does not replace human review or judgment at any stage of the recruitment process.

All employment decisions are made by qualified human decision-makers. In accordance with the Accessibility for Ontarians with Disabilities Act, 2005 (AODA), IAG will also provide reasonable accommodations, accessible formats, and communication supports upon request to persons with disabilities who take part in all aspects of the recruitment and selection process.

#J-18808-Ljbffr

📌 Subprime / Non-Prime Finance Manager, Kia Stouffville (Ontario)
🏢 Formulafordlincoln
📍 Ontario