- Execute independent QA reviews of TD Securities AML monitoring and investigations files - Assess completeness, accuracy, and quality of investigation documentation, alert disposition, rationale, evidence, red flags, escalation decisions, and regulatory reporting considerations - Review monitoring activities for ML/TF and sanctions evasion risks across TD Securities products and processes - Evaluate investigation conclusions using open-source searches, transaction reviews, adverse media, KYC/KYB context, and documented rationale - Identify quality gaps, control weaknesses, inconsistent procedures, and matters requiring escalation - Provide objective QA observations and recommendations for process improvement and effective control outcomes - Support follow-up on QA findings, remediation activities, action plans, and recurring quality themes - Support sample selection, QA reporting, tracker updates, quality-result analysis, management information, and responses to Audit, testing teams, regulators, and oversight partners - Maintain relationships with QA management, TD Securities Monitoring & Investigations, FCRM Business Oversight, and control partners - Manage assigned QA workload within SLA and reporting timelines - Apply a risk-based lens to identify unusual activity, suspicious activity indicators, red flags, high-risk jurisdictions, sanctions concerns, correspondent banking risks, and downstreaming concerns - Document evidence-based and defensible QA results - Contribute to trend analysis, issue escalation, reporting, and QA methodology enhancements - Support internal audit, regulatory examination, and governance reporting - Participate in calibration discussions, QA huddles, process clarification sessions, and cross-training - Keep current on TD Securities products, AML typologies, regulatory developments, emerging risks, investigative tools, and internal procedures - Share knowledge and best practices with peers and provide informal guidance to junior analysts - Communicate review status, issues, escalations,



and emerging themes to QA leadership and stakeholders Requirements - Undergraduate degree or equivalent experience preferred - 5+ years of experience in AML/ATF, Financial Crime, investigations, QA/QC, audit, risk management, compliance testing, or TD Securities/capital markets operations - Prior experience reviewing or investigating TD Securities, wholesale banking, correspondent banking, capital markets, or securities-related AML activity is preferred - ACAMS, ACFCS, CAMS, CFCS, or equivalent financial crime certification is considered an asset - Experience with STR/UTR assessment, RGS thresholds, adverse media, sanctions-related escalation, and investigative documentation is an asset - Strong understanding of AML/ATF, sanctions evasion, suspicious transaction monitoring, UTR/STR decisioning, and relevant Canadian regulatory expectations - Knowledge of securities, capital markets, investment banking, or wholesale banking products and processes - Understanding of cross-jurisdictional AML considerations, including regional escalation requirements and MLRO referral considerations - Robust understanding of QA/QC methodology, including sampling, quality standards, error identification, calibration, thematic analysis, and quality trend reporting - Ability to apply a risk-based approach when assessing investigation quality, procedural adherence, documentation sufficiency, and potential control gaps - Strong analytical skills with the ability to assess complex transactions, investigation narratives, customer activity, risk factors,



and supporting evidence - Ability to assess Reasonable Grounds to Suspect rationale - Ability to identify root causes and recurring quality themes - Ability to clearly articulate QA findings, rationale, recommendations, and quality themes in writing - Strong attention to detail and documentation discipline - Ability to manage multiple priorities, review cycles, and deadlines - Proficiency with Microsoft Office, Excel, and relevant internal investigation, monitoring, case management, and data systems - Sound judgment, professionalism, discretion, and ability to handle confidential information appropriately - Strong collaboration, communication, and stakeholder management skills - Ability to work independently while escalating issues appropriately - Flexibility to support QA reviews across TDSMI and other FCI/KYC Investigation teams, processes, or portfolios Core Competencies Demonstrates expertise in AML/ATF compliance, investigation quality assurance, and regulatory reporting, with a strong focus on risk assessment and process improvement. Proficient in analyzing complex transactions and maintaining high standards of documentation and quality control. Highest-signal resume keywords - AML/ATF Compliance - Quality Assurance Methodology - Regulatory Reporting - Risk-Based Assessment - Financial Crime Investigation ATS Optimization Keywords Hard Skills - STR/UTR Assessment - Adverse Media Analysis - Thematic Analysis - Quality Trend Reporting - Documentation Sufficiency - Error Identification - Sampling Techniques - Transaction Review - KYC/KYB Context - Control Gap Identification Soft Skills - Attention to Detail - Analytical Skills - Communication Skills - Collaboration Skills - Stakeholder Management Certifications & Qualifications - ACAMS - ACFCS - CAMS - CFCS Industry Keywords - Financial Crime - Capital Markets - Wholesale Banking - Securities - Regulatory Expectations Tools & Technologies - Microsoft Office - Excel - Case Management Systems - Monitoring Systems - Data Systems

📌 Financial Crime Risk Analyst II (Markham)
🏢 Jobtailor
📍 Markham