We are hiring a Mortgage Underwriter, Third Party Residential Underwriting - TDMS!

Reporting To: Manager, Third Party Residential Underwriting- TDMS

Full-Time/Part- Time: Full-time

Salary Range: $60,000-$85,000

Posting Date: September 3, 2026

Closing Date: September 24, 2026

Hours of Work: 8:30 a.m. - 5:00 p.m.

Grade: 12.7

Office Location: Toronto, ON

Great location! Steps away from the main public transit station

What we offer: Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities!

*Eligibility for advantages is dependent on the terms of employment

The Opportunity:
Reporting to the Manager, Third Party Residential Underwriting- TDMS, the Mortgage Underwriter supports the underwriting and credit decision process by reviewing all required documentation and applying sound due diligence. The Mortgage Underwriter is responsible for escalating any inaccuracies, issues, or items that are incomplete and potentially present risk to the Company. The Third Party Residential Underwriting Division, as a Division of First National Financial provides underwriting expertise and services on behalf of other financial institutions to the Canadian Mortgage Broker channel.

How you will contribute:

Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company

Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors





Adjudicates mortgage applications within established authority limits while ensuring adherence to policies and guidelines

Interacts with Mortgage Insurers where applicable to complete credit lending decisions

Ensures due diligence has been completed prior to signing off on any mortgage conditions or documents, where applicable

Prepares and issues mortgage commitments with appropriate conditions within established service level agreements/turnaround times

Priorities applications and workflow to ensure consistent and sound risk assessments are maintained while managing high volumes and a continued focus on service excellence

Stays current with latest industry knowledge, competition, and market trends

Skills and Attributes:

Ability to build and maintain positive relationships

Strong aptitude forservice excellence

Strong communication skills - both written and verbal

Ability to manage and resolve conflict

Strong analytical skills

Attention to detail

Organizational and time management skills

Positive team player with desire and ability to mentor others

Effective problem solving and decision making skills

Fully competent in working with basic PC software and working knowledge of the suite of Microsoft office products

Ability to manage pressure in an environment of high volume processing with tight turnaround times

The experience you need:

Completed post-secondary education or equivalent work experience required

Minimum 2 years previous mortgage underwriting experience required

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📌 Mortgage Underwriter, Third Party Residential Underwriting – TDMS! (Ontario)
🏢 First National Financial
📍 Ontario