Since its founding in 2019, Neo has gained incredible traction and is one of the fastest-growing fintech companies in Canada. ~#Top-ranked mobile apps and credit cards ~ 1M+ customers ~PLEASE NOTE: We are actively recruiting for this position and building a pipeline of top-tier talent. While we may not have an immediate start date, we are looking for exceptional candidates to join our team for future hiring needs as we continue to scale. As a Senior Credit Risk Analyst at Neo, you will play a pivotal, data-driven role, responsible for designing, implementing, and optimizing our customer acquisitions strategies, helping Neo grow its customer base.

By leveraging advanced analytics, including machine learning and deep portfolio performance analysis, you will directly influence credit decisioning. This role requires a proactive, experienced analyst who is passionate about translating complex data insights into actionable strategies that drive revenue while maintaining robust risk management and regulatory compliance.

Strategy

Development & Implementation Advanced Analytics & Portfolio Monitoring Experience: 3+ years of progressive experience in credit risk strategy, portfolio management, or collections strategy, preferably within a high-growth lending, Fintech, or Financial Services setting.

Technical Expertise: Proven ability to use advanced data analysis tools (SQL, Python/R , or similar) to extract, manipulate, and analyze large datasets.

Risk Knowledge: Deep understanding of the credit lifecycle, various credit losses typologies, and familiarity with consumer credit data, scores, and attributes.

Communication: Exceptional stakeholder management and collaboration skills,



with the ability to clearly articulate complex risk findings to non-technical partners. In addition to salary, our program includes equity — empowering employees to share directly in our momentum today and in the meaningful value we create for years to come.

Salary: We provide a strong base salary aligned with market ranges, along with the flexibility to tailor your mix of cash and equity to match your longer term goals.

Equity

Ownership (Where Eligible): At Neo, you don’t just work here, you own a piece of what we’re building. As a full-time team member, you share directly in the upside of one of Canada’s fastest-growing companies. When we win, you win — with real ownership and meaningful long-term wealth-building potential tied to our success.

You will redefine the financial landscape with top talent in Canada to help everyday Canadians win, and grow quickly while doing it Earn BIG with our short term incentive plans (STIP) Flexible health benefits & life insurance 21 Days PTO + stat holidays, and personal leave Health & personal spending accounts A wide variety of discounts through our partner network Access to early use of products and discounts on fixed-term Neo mortgages Parental top-up & equity vesting during long term leave Neo night events As individuals and as a team, we constantly challenge ourselves and each other to raise the bar and deliver exceptional experiences for our customers. Our commitment to customer success drives everything we do, from building world-class products to providing exceptional support at every step of their journey. For select roles, equity participation reinforces that mindset by giving employees a direct stake in the company’s long-term success.

📌 Senior Analyst, Credit Risk (Future Opportunities) (Calgary)
🏢 Neo Financial
📍 Calgary