Job Summary
BC Financial Services Authority (BCFSA) helps to protect British Columbians during the biggest financial decisions in their lives. We regulate B.C. ’s financial services sector, including credit unions, real estate licensees, registered pension plans, insurance and trust companies and mortgage brokers. Through modern, effective and productive oversight, BCFSA protects consumers by impartially setting and enforcing standards across the entire sector ensuring the prosperity of the province.
BCFSA is an equal opportunity employer and welcomes applications from all groups. This includes Indigenous Peoples, women, visible minorities, persons with disabilities, persons of diverse sexual orientation, gender identity or expression (LGBTQ2S+), and others who may contribute to diversity at BCFSA.
We recognize unique styles, perspectives, beliefs, and creativity that support a diverse, respectful, inclusive and collaborative work environment. To achieve this, we are committed to:
- Hiring team members who represent the population we serve;
- Removing barriers that may prevent equitable employment; and
- Supporting respectful work environments where everyone feels included and able to produce excellent results.
BCFSA is proud to be selected as one of BC's Top Employers (2025) in recognition of our competitive compensation, work-life balance, and progressive programs.
WHAT WE OFFER:
When you join us, you become part of a high-performing team. Here, each Team Member can bring their unique talent to make outstanding contributions as we work towards the common goal of protecting British Columbians during the most important financial transactions in their lives. We offer:
- Healthy living and work-life balance
- Comprehensive health and wellness benefits plan
- Opportunities for personal and professional development
- Competitive compensation
- A challenging and engaging team environment
- Defined benefits pension plan
- Our team members enjoy the flexibility of a hybrid work model. They can choose every day where they want to work to be the most effective, from the comfort of their home to our beautiful office in downtown Vancouver. (Eligibility may vary, depending on position).
SUMMARY The position leads complex, high risk, and high-profile examinations of provincially regulated mortgage brokers, to assess compliance with regulatory requirements.
ACCOUNTABILITIES
- Plans,
leads and/or conducts complex regulatory examinations on high-risk files that may cross organizational boundaries, be high profile in terms of stakeholder interests, have high public visibility, and have external interfaces.
- Leads multi-functional, multi-disciplinary, and cross-jurisdictional teams of internal and external stakeholders on examination files and project and policy work focused on the identification of market risks and coordinated intervention.
- Applies in-depth technical and professional knowledge to analyze quantitative and qualitative information from a variety of internal and external sources, to identify risks, themes, and/or systemic issues and make recommendations regarding the subject, and scope, of examinations.
- Reviews various financial documents, including bank statements, Accountant’s Reports and Financial Statements.
- Complete review of team member files (e.g., working papers, reports, letters, and memos) to ensure quality standards are met, provide constructive feedback, suggest areas of improvement and collaborate with team members to maintain consistent results.
- Proactively identifies and recommends mortgage brokers for examination.
- Carries out desk-based and/or on-site examinations to assess compliance or vulnerabilities in business practices by conducting interviews and gathering and evaluating documentary evidence in accordance with established regulatory tactics/strategies and legislative requirements.
- Achieves voluntary compliance during examinations and, identifies opportunities to educate industry participants and reinforce good business practices that align with regulatory expectations.
- Prepares written reports based on examination results that may include recommendations to address weaknesses, take proactive regulatory action, and improve policies, procedures, practices, and legislation.
- Supports formal regulatory intervention or enforcement action, and testifies at regulatory, tribunal, and other hearings, as required.
- Contributes to the team’s development of internal work practices (e.g., policies, procedures, and tools).
- Provides orientation and training to internal and/or external stakeholders within area of responsibility.
- Contributes to, participates in, and supports organizational business transformation initiatives.
JOB REQUIREMENTS
- Leading or managing teams, including on projects, partnerships, taskforces, and related activities.
- Knowledge of relevant legislation, regulations, and/or policies governing the regulatory program or similar regulatory programs.
- Knowledge of mortgage broker or mortgage lending industry business practices and structures.
- Knowledge of risk management principles and methods.
- Knowledge of administrative law.
- Ability to exercise judgement, initiative, and discretion.
- Ability to influence compliance with legislation, regulation, and policy.
- Superior oral and written communication skills.
EDUCATION
- Degree in business, public administration, or accounting and some related experience or, an equivalent combination of education and experience.
Related experience includes
- Leading examinations or similar activities in the mortgage broker sector
- Leading and/or conducting complex, high risk, and/or high-profile examinations or similar activities (financial or compliance audits)
- Developing and maintaining cross-functional and/or cross-organizational working relationships
- Interpreting and applying legislation, regulations and/or policy.
Preference may be given to applicants with experience in the mortgage broker industry.
PROVISOS
Candidates must be eligible to work in Canada and living in British Columbia or intent to settle in the province.
Internal candidates are kindly requested to use their BCFSA email address when applying for this position. This will help us identify and streamline the internal application process.
Hiring Process Accommodation
BCFSA wants to ensure every job applicant is treated fairly and with respect and encourages applications from all candidates, including those with diverse abilities. We welcome you to inform us confidentially if you may require any special support in the application process, including disability accommodation, in order to participate fully in our recruitment experience. Email us at
[email protected] to notify us of any needs related to your job application.
📌 Senior Examiner (Vancouver)
🏢 BC Financial Services Authority
📍 Vancouver