Job DescriptionPlease note: This posting is for a 4-month Student Winter 2027 placement with a start date of January 11, 2027 and end-date of April 30, 2027.In order to be eligible for this Winter Student position, you must either:Be returning back to school after the work term end-date of April 2027; orIf you are not returning back to school (i.E. are graduating in April 2027), but you require the work term as a mandatory component in order to graduate successfully.Please ensure that you meet these eligibility requirements before applying - candidates who apply but are found to be ineligible are not able to be considered.What is the opportunity?Join RBC Commercial Banking and thrive at the intersection of expertise and ambition. As a key partner to Canada's leading businesses, you'll help shape the country's future by driving real economic impact. You'll get to collaborate with multi-disciplinary teams, leverage cutting-edge digital platforms and build innovative solutions to transform client experiences. Here, growth is embedded in our culture. You'll have opportunities to learn and develop skills and experiences to help you thrive in your career. At RBC, you'll build a future defined by innovation, impact and unparalleled expertise. To learn more about Commercial Banking at RBC, please visit our website Commercial Banking - RBC Royal BankDo you have ambition and tenacity? Do you have a curious and agile mindset, eager to learn and ask questions to support development in a banking environment? Are you ready to challenge assumptions, evaluate multiple perspectives and make sound judgments?We're seeking a Financial Analyst to join our Commercial Banking team and play a key role in supporting credit analysis, financial modeling, and client portfolio management. This is an exciting opportunity to gain hands‐on experience in a agile banking environment and contribute to meaningful business decisions.Potential PlacementsFinance AnalystCredit Management AnalystCommercial Credit Business AnalystWhat will you do?Prepare financial analysis (i.E. ROI, variance, margin)



and credit assessments for commercial loan applicationsDevelop and maintain financial models to evaluate borrower credit worthiness and loan structuresSupport senior analysts in monitoring existing client portfolios and identifying risks or opportunitiesAssist in preparing presentations and reports for internal stakeholder meetings and client discussionsWhat do you need to succeed?Must-haveCurrently enrolled in a post-secondary program in Commerce, Finance, Business Administration or Economics (or a related field)Strong proficiency in Microsoft Office including Excel (Pivot tables, VLOOKUP, Data Visualization such as Tableau)Strong analytical and quantitative skillsUnderstanding of business fundamentals, financial analysis, financial modelling, data management, accounting principles and strategic business rationalesAbility to thrive in fast-paced, dynamic environments and adjust to new challengesCollaboration & Communication skills; cross-functional teamwork and stakeholder engagement across all rolesAbility to work independently and manage multiple priorities in a fast-paced environment with strong attention to detailNice-to-haveUnderstanding of commercial banking, financial services and business fundamentalsFamiliarity with banking systems or credit analysis toolsKnowledge of commercial lending products and practicesPrevious internship or co-op experience in financeAbility to transform raw data into compelling and actionable narratives to help drive business decisionsWhat's in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities,



and achieving success that is mutual.You will gain access to:Leaders who support your development and opportunities to take on progressively greater accountabilitiesA dynamic, collaborative, and high-performing environment including opportunities to network with RBC leadersThe chance to make a meaningful impact on RBC's operations and client experienceRBC brand recognition to add to your experience and resume – Tier-1 institution adds weight to future applicationExperience and exposure to RBC's thought leadership in technology including Borealis AIJob SkillsCommunication, Computer Literacy, Detail-Oriented, Interpersonal Relationships, Listening Effectively, Personal Development, Personal InitiativeAdditional Job DetailsAddress: RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTOCity: TorontoCountry: CanadaWork hours/week: 37.5Employment Type: Full timePlatform: HUMAN RESOURCES & BMCCJob Type: Student/Coop (Fixed Term)Pay Type: SalariedPosted Date: 2026-08-17Application Deadline: 2026-09-25Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date aboveOur Employment OpportunitiesAt RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well‐being of our clients and communities at jobs.Rbc.Com

📌 Winter 2027 Student - Financial Analyst, Commercial Banking (4 Months) (Toronto)
🏢 RBC
📍 Toronto