Analyze complex commercial credit at ATB as an Associate, Multi-Unit Financing, using financial modeling and CMHC expertise in a hybrid workplace.As part of ATB Commercial Real Estate, you will support Directors and Relationship Managers across the CMHC book of business. You will underwrite credit requests, guide Mortgage Loan Insurance applications, and serve as a primary contact for CMHC underwriters. The work covers multi-unit residential financing, including MLI Select, portfolio reviews, and construction draws.
Your analysis will support housing developments across Alberta while applying ATB policies, CMHC standards, and regulatory frameworks.Key Responsibilities:
Analyze commercial credit applications and structure appropriate risk mitigantsPerform financial statement and cash flow analysisGuide CMHC loan origination through fundingReview amendments, draw requests, and portfolio accountsMonitor warning indicators and borrower financial updatesRequirements:
Bachelor’s degree in business, commerce, finance, accounting, or related disciplineThree to six years commercial lending or credit experienceHands-on CMHC multi-unit product and submission experienceAdvanced financial analysis and cash flow modeling skillsStrong communication, negotiation, and independent deadline managementApply commercial credit analysis, CMHC knowledge, and portfolio monitoring skills as an Associate supporting ATB’s multi-unit financing business.