Lead centralized credit risk operations at Toromont’s Concord Head Office, applying portfolio oversight, AML expertise, and collections leadership. This is a full time, permanent position.

As Manager, Credit Risk & Operations, you will lead approximately 30 credit analysts and collectors across multiple locations. The work covers credit applications, limits, policies, reporting, DSO, and AML controls. You will also support training, mentorship, risk forecasting, and business decisions across Toromont Cat operations.

Key Responsibilities:

- Lead, coach, and develop credit analysts and collectors
- Establish credit policies, risk frameworks, and approval authorities
- Approve credit applications and limits above delegated thresholds
- Oversee collections, aging, DSO,



and complex account escalations
- Present credit reporting to senior finance leadership

Requirements:

- Bachelor’s Degree in Commerce
- Six to eight years of progressive credit and collections experience
- Strong communication skills and client-facing experience
- Experience managing large-volume AR portfolios across large geographies
- Industrial equipment, heavy equipment, B2B wholesale, or rental background preferred

Bring credit governance, AML knowledge, collections leadership, and portfolio insight to Toromont Cat’s Concord-based operations.

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📌 Credit Risk Operations Manager (Vaughan)
🏢 TCAT Div of Toromont Industries
📍 Vaughan