Analyze complex commercial credit at ATB as an Associate, Multi-Unit Financing, using financial modeling and CMHC expertise in a hybrid workplace.

As part of ATB Commercial Real Estate, you will support Directors and Relationship Managers across the CMHC book of business. You will underwrite credit requests, guide Mortgage Loan Insurance applications, and serve as a primary contact for CMHC underwriters. The work covers multi-unit residential financing, including MLI Select, portfolio reviews, and construction draws.

Your analysis will support housing developments across Alberta while applying ATB policies, CMHC standards, and regulatory frameworks.

Key Responsibilities

Analyze commercial credit applications and structure appropriate risk mitigants

Perform financial statement and cash flow analysis

Guide CMHC loan origination through funding





Review amendments, draw requests, and portfolio accounts

Monitor warning indicators and borrower financial updates

Requirements

Bachelor’s degree in business, commerce, finance, accounting, or related discipline

Three to six years commercial lending or credit experience

Hands-on CMHC multi-unit product and submission experience

Advanced financial analysis and cash flow modeling skills

Robust communication, negotiation, and independent deadline management

Apply commercial credit analysis, CMHC knowledge, and portfolio monitoring skills as an Associate supporting ATB’s multi-unit financing business.

📌 Associate Multi-Unit Commercial Underwriting (Winnipeg)
🏢 ATB
📍 Winnipeg