Lead centralized credit risk operations at Toromont’s Concord Head Office, applying portfolio oversight, AML expertise, and collections leadership. This is a full time, permanent position.
As Manager, Credit Risk & Operations, you will lead approximately 30 credit analysts and collectors across multiple locations. The work covers credit applications, limits, policies, reporting, DSO, and AML controls. You will also support training, mentorship, risk forecasting, and business decisions across Toromont Cat operations.
Key Responsibilities: Lead, coach, and develop credit analysts and collectors
Establish credit policies, risk frameworks, and approval authorities
Approve credit applications and limits above delegated thresholds
Oversee collections, aging, DSO,



and complex account escalations
Present credit reporting to senior finance leadership
Requirements: Bachelor’s Degree in Commerce
Six to eight years of progressive credit and collections experience
Strong communication skills and client-facing experience
Experience managing large-volume AR portfolios across large geographies
Industrial equipment, heavy equipment, B2B wholesale, or rental background preferred
Bring credit governance, AML knowledge, collections leadership, and portfolio insight to Toromont Cat’s Concord-based operations.

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📌 Credit Risk Operations Manager (Ontario)
🏢 TCAT Div of Toromont Industries
📍 Ontario