Senior Credit Risk Manager Fintech
- Build AI Practice — Remote This is a rare "build from scratch" opportunity at a high-growth Canadian fintech. You'd be one of the earliest senior leaders shaping an AI-native credit risk function — the kind of foundational work that becomes a flagship case study on a résumé. The role bridges technical depth (ML model governance, SQL/Python, IFRS 9) and strategic leadership, making it ideal for someone ready to move from hands‑on practitioner to function owner. The CAD $124,530–$204,585 range is competitive for Canadian fintech. Senior credit risk managers in Canada typically earn CAD $130,000–$180,000; Jobber's ceiling of ~$204K reflects the strategic scope and equity upside expected at a growth-stage tech company. The equity component and RRSP matching add meaningful total compensation on top. AI/ML model governance for credit — a rapidly in-demand skill as regulators and lenders modernize IFRS 9 / CECL expected credit loss modeling at scale Cross-functional leadership spanning Product, Finance, Legal, and Data Science Lending book strategy (warehouse facilities, forward-flow) — transferable to banks, fintechs, and credit funds Transparent salary bands, dedicated talent development team, equity participation, and a clearly stated "builder" mandate signal a company investing in both the function and its leader. The role is broad — underwriting, provisioning, collections, vendor management, regulatory compliance, and team building simultaneously. Do you think differently about risk? Are you excited by the idea of building credit risk management from the ground up, AI-native, rather than bolting AI onto an old playbook? Senior Manager, Credit Risk to join our Fintech department. Jobber exists to help people in small businesses be successful.



We work with small home service businesses, like your local plumbers, painters, and landscapers, to transform the way service is delivered through technology. With Jobber they can quote, schedule, invoice, and collect payments from their customers while providing an easy and professional customer experience. Running a small business today isn't like it used to be—the way we consume and deliver service is changing rapidly, technology is evolving, and customers expect more. That's why we put the power and flexibility in their hands to run their businesses how, where, and when they want Our culture of transparency, inclusivity, collaboration, and innovation has been recognized by Excellent Place to Work, Canada's Most Admired Corporate Cultures, and more. With an Executive team that has over thirty years of industry experience of leading the way, we've come a long way from our first customer in 2011—but we've just scratched the surface of what we want to accomplish for our customers . Fintech is one of the fastest-growing parts of Jobber, and a core strategic priority for us as a company. We're investing in this area because we believe embedding financial tools within our product deepens our ability to help small businesses be successful—whether that's helping them get paid through Jobber Payments, or, in the near future, offering them access to capital through a growing lending business.



Our Risk team is a critical part of the broader Fintech team, and core to Jobber's success. Credit Risk is responsible for the frameworks, models, and operational discipline that let us extend payments and lending products responsibly, protecting both our customers and Jobber from undue credit exposure. Senior Manager, Credit Risk will lead and grow a team of Credit Risk Analysts, owning the day-to-day operations of the credit risk function while helping build it into something more ambitious: an AI-native credit risk practice, built for Jobber Payments today and ready to scale into a growing lending business. You’ll work closely with Data Science and Risk Analytics to design and strengthen credit risk models, policies, and monitoring, and you’ll partner cross-functionally across Fintech, Product, and Customer Support to make sure credit risk decisions are embedded seamlessly into the products our customers use every day. The Senior Manager, Credit Risk will: Lead, coach, and grow a team of Credit Risk Analysts (and, as the function scales, the team leads who manage them), owning hiring plans, team structure, and career paths, and setting the standard for how the team investigates, decides, and communicates credit risk. Own credit risk operations end-to-end: underwriting and exposure decisions, portfolio monitoring, collections and recovery strategy, and loss forecasting. Define and maintain Jobber's credit risk appetite, credit policy, and limit framework (approval criteria, exposure and concentration limits, and delegated decision authority), and act as the final escalation point for high-exposure and exception decisions. Partner closely with Data Science and Risk Analytics to build, validate, and improve credit risk models a

📌 Senior Credit Risk Manager Fintech (Toronto)
🏢 Jobber
📍 Toronto