Build consumer lending products at KOHO with ownership across strategy, execution, and experimentation. Work remotely from Canada with credit-focused teams. This Senior Product Manager role leads repayments and recoveries across revolving and instalment products, including Cover, CB, SCB, and Pay Later. You will create services that support responsible borrowing and structured paths back to valuable standing. Success requires analytical judgment, commercial thinking, and strong regulated-environment execution.

Key Responsibilities
- Own the end-to-end lifecycle of instalment lending products
- Launch new lending products for delinquent users
- Measure experiments involving collections and payment dates
- Partner with Credit Strategy, Risk, Finance, Compliance,



and Legal
- Improve loan servicing, adjudication, and decisioning experiences

Requirements:
- Five-plus years managing products, including consumer lending
- Ability to build cases around unit economics and losses
- Knowledge of Canadian lending regulations and credit reporting
- Track record shipping complex, regulated products on time
- Daily use of AI tools for analysis and prototyping Use consumer lending expertise, commercial analysis, and cross-functional execution to develop KOHO’s next credit services.

📌 Senior Consumer Lending Product Manager (Canada)
🏢 KOHO Financial
📍 Canada