About the Role

Our client is seeking a detail-oriented and customer-focused Personal Lines Underwriter for their office in Kimberley, Northern Cape. This is a full time, office-based position where you will evaluate, select, and price personal insurance risks, including household, motor, and travel insurance. You will work closely with brokers and internal sales teams to ensure accurate risk assessment and provide competitive quotes. The ideal candidate will have a strong understanding of personal insurance products, excellent analytical skills, and a commitment to providing exceptional service. This role offers a stable career path within the insurance industry, contributing to the company's growth and profitability in the Northern Cape region. You will be a key player in managing the risk portfolio for individual clients.

Key Responsibilities

- Assess and underwrite new personal lines insurance applications (household, motor, travel, etc.).
- Determine appropriate coverage, terms, conditions, and pricing based on risk analysis.
- Adhere to underwriting guidelines, authority limits, and company policies.
- Build and maintain positive relationships with brokers and internal stakeholders.
- Review and process policy endorsements and renewals.




- Identify potential risks and implement appropriate mitigation measures.
- Contribute to the profitable growth of the personal lines portfolio.
- Stay updated on market trends, competitor offerings, and product developments.
- Provide underwriting support and guidance to sales teams.

Requirements

- Minimum of 3 years of experience in personal lines insurance underwriting.
- Solid understanding of household, motor, and other personal insurance products.
- Strong analytical, decision-making, and problem-solving skills.
- Excellent communication and interpersonal skills.
- Proficiency in underwriting systems and Microsoft Office Suite.
- Relevant insurance qualifications or certifications are an advantage.
- Ability to work effectively both independently and within a team.
- Based in or willing to relocate to Kimberley, Northern Cape.
- High level of accuracy and attention to detail.

Benefits

- Competitive salary and performance incentives.
- Medical aid and retirement fund contributions.
- Opportunities for professional development and training.
- A supportive and collaborative office environment.
- Career advancement possibilities within the company.
- Stable and rewarding role in the insurance sector.

📌 Personal Lines Underwriter (Kimberley)
🏢 Placements24
📍 Kimberley