Overview

Reporting to the Senior Manager, Finance & Lending, the Loans and Development Officer maintains marketing, business development services and loan administration for CEED’s loan program and the associated Business Skills Development Fund

Technical/Operational Competencies:

The Loans and Development Officer works with clients seeking start-up and expansion financing; reviews and assesses business plans and presents qualified applicants for consideration to Senior Management, and the Loan Review Committee, while working to ensure timeliness, consistency and fairness during the approval process. In addition, the Loans and Development Officer actively promotes the loans program and is primarily responsible for the expansion of the client base.

· Client Management o Meet with potential clients to determine program eligibility and provide information on financing programs and services, as well as the terms of those services o Assist applicants with the development of business plans, financial projections and other requested documentation for submission to the Loan Review Committee o Conduct regular visits to business sites (travel required)

o Monitor the active client profiles o Connect clients to other internal and external resources (training, mentorship, etc)

· Loan Review Committee (LRC)

o Prepare/present recommendations and documentation for financing to the LRC o Organize and schedule LRC meetings

· Record Management and Loan Administration o Prepare loan documentation, manage client records and organize disbursements of loan funds to approved applicants o Employ risk management practices and implement industry accepted loan portfolio management practices o In conjunction with the Senior Manager, plan and initiate action for loans in arrears,



including negotiation of payment arrangements and collection measures o Prepare necessary documentation for write-offs of irreconcilable accounts o Adhere to agreements between CEED and its funding agencies of the available loans products o Ensure accuracy and consistency of loans information entered on CEED’s CRM system

· Outreach o Promote CEED programs and services through workshops, networking and presentations

Qualifications:

· Post-Secondary education in Business Administration, Commerce or a related field, or equivalent experience

· Understanding of financial management practices and systems

· Strong financial analytical skills and sound credit judgement

· Demonstrated ability to analyze risk

· Organizational skills and attention to detail that ensure accuracy and completeness

· Ability to prioritize tasks and meet deadlines

· Strong communication skills, creating and building lasting client relationships

· High level of confidentiality for sensitive information

· Ability to work effectively both independently and as part of a team

· While not a requirement, preference will be given to individuals bilingual in English and French

Additional Information:

· A typical workday is from Monday-Friday, 8:30 am-4:30 pm, however occasional evenings & weekends may be necessary. Travel within HRM may also be necessary.

· CEED is an equal opportunity employer. We are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve and creating an environment where every employee has the opportunity to reach their potential.

· This is a full-time position (minimum of 35 hours per week) offering a competitive benefits package and compensation commensurate with experience and qualifications.

· This position qualifies for a hybrid work schedule, upon successful completion of the probation period.

· Please send your cover letter with salary expectations and your resume (in a single document) to [email protected]

Pay: $52,000.00-$55,000.00 per year

Benefits

- Employee assistance program
- Extended health care
- In office parking
- Paid time off
- RRSP match

Work Location: Hybrid remote in Dartmouth, NS B3A 1M5

📌 Loans and Development Officer (Dartmouth)
🏢 Centre for Entrepreneurship Education u0026 Development
📍 Dartmouth