Shape Moneris’ commercial credit risk portfolio in Etobicoke through risk appetite governance, portfolio analytics, and strategic client oversight. This Senior Manager leads the Corporate-Commercial credit team across Large Key Accounts, Strategic Partners, and higher-risk SMB clients. You will strengthen portfolio performance by applying credit models, external indicators, industry insights, and risk-based judgement. You will also support business growth through disciplined underwriting and mitigation. Key Responsibilities:
Keep portfolio growth, attrition, concentration, and losses within targets Strengthen credit controls, governance, reporting, and risk frameworks Oversee collateral, risk ratings, counterparty assessments, and industry reviews Remove deal-flow bottlenecks and maintain adjudication service levels Present KRIs,
KPIs, assessments, and recommendations to senior stakeholders Requirements:
Eight to ten years’ financial statement analysis or restructuring experience Experience developing credit strategies and risk appetite frameworks Experience presenting risk assessments to executives and senior leaders Advanced knowledge of statistics, data analytics, and Excel Experience with complex corporate-commercial credit relationships and negotiations Use portfolio management, governance, and analytics expertise to guide Moneris credit decisions and enterprise risk priorities.