Commercial & Wholesale Credit Risk provides independent risk assessment and adjudication for RBC’s large corporate clients. In the Associate Director role, you will be responsible for adjudicating a portfolio of accounts including clients across the Capital Markets, Corporate Client Group and Commercial Real Estate business lines. The position offers a unique opportunity to develop a broad understanding of multiple real estate markets, asset classes and lending structures. Commercial & Wholesale Credit Risk provides independent risk assessment and adjudication for RBC’s large corporate clients. In the Associate Director role, you will be responsible for adjudicating a portfolio of accounts including clients across the Capital Markets, Corporate Client Group and Commercial Real Estate business lines. The position offers a unique opportunity to develop a broad understanding of multiple real estate markets, asset classes and lending structures. The Associate Director, Commercial & Wholesale Credit Risk will be responsible for adjudicating a portfolio of large corporate accounts and implementing effective and timely credit risk recommendations for companies across RBC’s commercial real estate portfolio. Provide risk decisioning that balances client credit needs with RBC’s risk objectives Perform comprehensive credit analysis via Risk Assessment Framework (“RAF”) submissions to establish, review, and approve changes to Borrower Risk Ratings (“BRRs”) Deliver consistent, timely credit decisions with clear communication of rationale Build and maintain close relationships with key internal stakeholders, including front-line credit originators Monitor borrower performance through continuous oversight of financial information,



regulatory changes and real estate market dynamics Participate in enterprise projects to enhance internal risk frameworks and processes Comprehensive understanding of financial statements and demonstrated experience in financial analysis Significant experience with Excel as a tool for financial analysis and the ability to navigate a financial model Previous experience in real estate (financing, valuation, assessment, etc.), corporate lending, credit structuring, and/or finance Completed, or in process of completing, an MBA and/or post graduate degree, CPA and/or CFA Experience with online research tools (Bloomberg, SNL, Capital IQ, S&P;/Moody's/Fitch ratings) Knowledge of financial institution risk policies and governance frameworks We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. Leaders who support your development through coaching and managing opportunities RBC is committed to supporting versatile work arrangements when and where available. Accounting Finance, Asset and Liability Management (ALM), Commercial Loan Review, Confidentiality, Credit Analysis, Customer Service, Customer Success, Detail-Oriented, Financial Statement Analysis, Risk Management ROYAL BANK PLAZA, 200 BAY ST:TORONTO Employment Type: Full time GROUP RISK MANAGEMENT We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. #

📌 Associate Director, Wholesale (Toronto)
🏢 RBC
📍 Toronto