Consumer credit adjudication and underwriting judgment define this full time hybrid contract role with Meridian in Etobicoke, Ontario. Analyze applications and guide lending decisions.

As a Consumer Credit Adjudicator, you will support Meridian’s Retail lending channels through timely analysis, approval, and direction. The six-month contract requires applying Risk Based Lending principles, delegated authority, and consumer lending policies. You will assess borrower information, documentation, property risk, and credit conditions while communicating transparent decisions to channel partners. Credit coaching and knowledge sharing also support consistent lending judgment across Branch, Digital, MMS, and Broker channels.

Key Responsibilities:
Analyze and adjudicate consumer credit applications across applicable products and channels
Approve requests within delegated authority and elevate exceptions appropriately
Assess income,



debt service, loan-to-value, property risk, and documentation
Document credit decisions, requirements, conditions, and commitments clearly
Provide credit direction and coaching to Retail lending partners

Requirements:
Minimum three years’ Personal Lending underwriting experience in financial services
Demonstrated mortgage lending policy application and product knowledge
Knowledge of Risk Based Lending principles and insurer guidelines
Robust analytical ability, attention to detail, and credit judgment
Knowledge of business financial statements and income analysis

Apply your underwriting judgment, lending policy knowledge, and communication skills as Meridian’s Consumer Credit Adjudicator.
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📌 Consumer Credit Adjudicator Toronto Hybrid
🏢 Meridian Credit Union
📍 Toronto