The Senior Compliance Consultant is a senior subject matter expert and leader providing compliance advisory and independent oversight support to the Canada Segment Individual Insurance, Group Benefits and Affinity businesses.

The role interprets complex regulatory requirements, serves as an escalation point for compliance matters, supports oversight and monitoring activities, and collaborates with business and oversight partners on cross-segment and global initiatives. Leveraging extensive industry, regulatory, product, distribution, and operational expertise, the role provides practical, risk-based guidance, promotes consistent compliance practices, strengthens risk management capabilities, and influences stakeholders across multiple business and oversight functions.

Develop, implement, and maintain compliance programs, policies, procedures, and oversight activities that help the Canada Segment Individual Insurance and Affinity businesses meet regulatory and risk-based compliance requirements.

Interpret legislation, regulations, industry rules, guidelines, regulatory expectations, and emerging risks, and translate requirements into clear, practical guidance for business partners and compliance colleagues.

Serve as a subject matter expert and escalation point for complex compliance matters, applying independent judgment and providing practical, risk-based recommendations that support informed business decisions.

Lead or coordinate significant compliance initiatives, regulatory change implementation activities, compliance reviews, control testing, and other oversight activities involving multiple stakeholders.

Use AI-enabled tools, data analytics, reporting insights, automation, and process improvement to improve the speed, quality, consistency, and scalability of compliance oversight, monitoring, and reporting.

Partner with Compliance, business partners, Legal, Internal Audit, and other oversight partners to drive consistent interpretation, clear ownership, proactive communication, independent challenge, timely escalation, and practical resolution of compliance risks and issues.

Influence business, project and compliance outcomes through subject matter expertise, effective stakeholder engagement and leadership without direct authority.

Represent Compliance on business, cross-segment, global, and regulatory initiatives and forums,



bringing forward insights into regulatory expectations, emerging risks, and industry practices.

Assess compliance risks, evaluate the effectiveness of compliance-related controls and procedures, and recommend mitigation, remediation, and control enhancement strategies, including escalation where appropriate.

Provide informal leadership through mentoring, coaching, knowledge sharing, training and continuous improvement initiatives to strengthen team capability and effectiveness.

Develop and deliver targeted compliance training and awareness programs for business partners.

Prepare, and deliver compliance reporting, metrics, and analysis

Support audits, regulatory examinations, investigations, and other oversight reviews.

Strong project management skills and the ability to lead and coordinate complex initiatives.

Strong coaching, mentoring, and facilitation skills.

Ability to use data-driven insights, analytics, and AI-enabled tools to identify trends, prioritize work, improve oversight quality, and support consistent decision-making.

Ability to collaborate across Compliance teams and first and second line partners to promote shared understanding, proactive communication, consistency, and scalable solutions.

Proven ability to lead complex initiatives, drive change, and promote continuous improvement without direct authority.

Enterprise mindset with the ability to consider broader business, customer, regulatory, operational, and reputational impacts.

Provide senior-level compliance expertise, leadership and influence that supports business enablement, effective risk management, and consistent application of the compliance framework.

Anticipate and assess emerging regulatory developments, compliance risks, and cross-functional impacts, translating them into practical and scalable oversight responses.

Leverage analytics, AI-enabled tools, automation, and process improvements to enhance compliance oversight and decision making.





Balance business objectives with regulatory obligations by providing sound judgment, and practical solutions in a complex, multi-jurisdictional environment.

Handle sensitive and complex matters where failure to identify, assess, elevate, or remediate compliance risks could result in regulatory, financial, reputation risks

7 + years of progressive compliance experience in the financial services industry, preferably in insurance.

- industry courses or professional certifications are an asset.
- Advanced knowledge of insurance products, distribution channels, operations, and associated regulatory requirements, industry practices and associated compliance risks.
- Experience using data, analytics, reporting tools, and AI-enabled solutions to support compliance monitoring, oversight, risk assessment, and process improvement.
- Bilingualism (English and French) is an asset. For positions based in Quebec, proficiency in both English and French will be required to support our business partners across Canada.

We’ll recognize and support you in a flexible setting where well-being and inclusion are more than just words.

Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incluyendo el embarazo y las afecciones relacionadas con este), orientación sexual, características genéticas, condición de veterano, identidad de género, expresión de género, edad, estado civil, estatus familiar, discapacidad, o cualquier otro aspecto protegido por la ley vigente.

92,900.00 CAD - $142,900.00 CAD

El salario real variará según las condiciones del mercado local, la geografía y factores relacionados con el puesto como conocimientos, habilidades, requerimientos, experiencia y educación/formación. We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement ( .

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📌 Senior Compliance Officer - Monitoring (Toronto)
🏢 Manulife
📍 Toronto