As Underwriting Manager you will lead the Middle Market underwriting team focusing on property and casualty package for mid-sized businesses across Canada. Working with brokers and clients across a diverse range of industries, you will help deliver tailored P&C; solutions that reflect each client’s operations, exposures and evolving risk needs. You will combine strong technical underwriting judgment, market insight and portfolio leadership to translate strategy into disciplined execution, strengthen broker relationships and support profitable growth. In partnership with Claims, Risk Consulting, Actuarial, Pricing and other colleagues across the Americas, you will guide complex underwriting decisions and help provide responsive, coordinated service throughout the client relationship. Contribute to the Americas Middle Market P&C; operating plan and shape the strategy for Middle Market across Canada, aligning portfolio priorities with business objectives, market conditions and risk appetite. Influence the market and portfolio approach for middle market package, using external trends, claims insights and emerging-risk analysis to identify profitable growth opportunities and areas requiring corrective action. Provide authoritative advice to senior leaders on complex underwriting, portfolio and market matters, representing the needs of property & casualty in cross-functional planning and decision-making. Provide technical oversight of new and renewal business and act as a senior escalation point for complex, unprecedented or high-impact accounts, referrals, coverage questions and portfolio issues. Deploy underwriting capacity, authority, talent and resources in line with risk appetite, business objectives and annual plans, coordinating with Claims, Risk Consulting, Actuarial, Pricing, Legal, Compliance,



Operations and Reinsurance as needed. Create a high-performing and inclusive environment through explicit accountability, effective delegation, regular coaching, performance management, succession planning and development of technical and commercial capability. Establish and reinforce underwriting governance, controls and performance standards, including referrals, documentation, pricing discipline, file quality, regulatory compliance and service delivery. Monitor team and portfolio performance against key performance indicators, address execution gaps and coordinate resources across Canada to deliver consistent and responsive broker and client service. You will report to the Head of Middle Market Data Analytics and Product. We are looking for a senior people leader who combines strategic influence, commercial judgment and deep technical underwriting expertise across property & casualty. Guides teams toward a clear future direction grounded in market understanding, data and foresight, adjusting course as business and customer insights evolve. Uses appropriate techniques, organizational insight and professional networks to shape decisions, build alignment and drive change. Commercial and Sales Acumen: Builds long-term client and broker partnerships, evaluates opportunities for profitable growth and ensures decisions align with business objectives, future risk and long-term value.



Data Driven Decision Making: Uses relevant data effectively to inform priorities, underwriting decisions, portfolio actions and performance improvement. Technical Skills Analyzes complex property & casualty risks, evaluates pricing and policy terms, and provides strategic direction for new and renewal underwriting decisions. Strategically manages and optimizes the portfolio across market cycles to achieve company objectives, control risk and maximize sustainable profitability. Contract Analysis and Evaluation: Evaluates insurance contracts and interprets terms, conditions, restrictions and exclusions to align coverage with underwriting guidelines, risk appetite and client needs. AXA XL, the P&C; and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it. By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty. With an innovative and flexible approach to risk solutions, we partner with those who move the world forward. Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. It’s about helping one another — and our business — to move forward and succeed. Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disab

📌 Underwriting Manager, Middle Market Package (Toronto)
🏢 Axa
📍 Toronto