Application Deadline: 11/30/2026 Address: 100 King Street West Job Family Group: Capital Mrkts Sales & Service Please note the base salary for this role is $225,000.00 CAD. The Head of Credit & Portfolio Management is the senior leader of the Portfolio Management (PM) function across Global Corporate Banking in Canada and the U.
The role owns PM governance, standards and risk oversight. It serves as the senior PM approval authority within the delegated lending framework, leads active portfolio management and credit structuring excellence, and is the principal Corporate Banking representative to Risk, Compliance, Internal Audit and regulators on PM matters. Lending Unit PM leaders own business execution, staffing and portfolio outcomes. The role partners with Risk & Financial Management, Capital Markets and Global Transaction Banking, and applies effective challenge within BMO’s Risk Appetite framework. own PM standards, policy interpretation and governance consistency across Corporate Banking. Provide Corporate Banking input to BMO corporate policies and lending directives, and ensure policies are interpreted and applied correctly. Hold a standing seat on credit and risk committees as a delegate to the Co-Heads of Global Corporate Banking, with a documented escalation protocol. Credit Governance & Approval Authority Exercise delegated approval authority within delegated limits for transactions above LU PM head authority. Serve as delegate for Business Head signoffs for the Co-Heads of Global Corporate Banking. Provide effective challenge on material credit, underwriting and portfolio risk; elevate significant policy, governance or risk concerns. Represent Corporate Banking on the U.
Ensure risk-taking stays within the Risk Appetite framework, agreed limits and regulatory requirements. Regulatory,



Audit & Control Leadership Act as the primary PM representative with Risk, Compliance, Internal Audit and regulators; lead on exams and reviews relating to Corporate Banking. Lead PM-related remediation and regulatory change initiatives; Ensure control effectiveness and audit readiness, including 1st line quality assurance of credit processes. Portfolio Monitoring & Risk Insights Act as chief architect of the KRI dashboard and wider monitoring controls; own a common Corporate Banking PM reporting framework covering KRIs, watchlist migration, EWIs and past dues. Provide management insight on portfolio trends, concentrations and emerging risks, including sector and macro developments, working with sector heads and Industry Verticals. Direct oversight of high-risk accounts: risk-rating accuracy, timely action on deteriorating credits, and Special Assets liaison with lessons-learned sessions. Contribute stress testing and scenario analysis inputs for the Corporate Banking portfolio. Own the PM data and reporting technology roadmap to establish a common fact base. Active Portfolio Management & Capital Productivity Maintain a Corporate Banking de-risking playbook with trigger frameworks for emerging risk and shifting concentrations. Provide Corporate Banking input to the industry, single-name, tenor and product limit framework, and monitor the portfolio against it. Partner with Capital Markets on hold levels, distribution,



hedging and risk-transfer levers. Maintain a long-term portfolio view that balances profitable growth with credit quality. Credit Products & Structuring Define the new-deal hand-off from origination to PM, clarifying deal understanding, owners and post-close items. Provide structuring expertise and coaching on complex transactions; evaluate new and tailored financing structures and related policy changes. Talent & Capability Development Establish PM competency standards, training curriculum and career frameworks, coordinating with the Training working group. Lead PM succession planning and talent development; set junior staffing principles that allow adaptable deployment across LUs. Oversee centralized mid-to-back-office support (LC, TPS, KYC), with PM retaining risk decisions and accountability. Oversee PM KPIs and performance measurements across Corporate Banking, in coordination with the KPI task force. Continue oversight and management of the BA team. Leadership & Culture Promote the Bank’s risk culture: clear accountabilities, open communication, effective challenge and tone from the top. Foster an inclusive environment and a high-performance culture; role model One Bank leadership and the Bank’s Ambition. Post-secondary education or equivalent work experience; CPA or MBA or equivalent experience in finance, accounting and business law. 20+ years in financial services in a corporate lending environment developing business; 10+ years negotiating and structuring financial transactions with expertise in Leveraged Finance. Credit qualified, with expert knowledge of credit risk management and credit philosophy, policies and procedures. S. and/or Canadian regulatory expectations; experience leading regulat

📌 Managing Director (Toronto)
🏢 Bank of Montreal
📍 Toronto