Commercial finance expertise meets investigative credit review at Vault, where this Credit Specialist validates applications for lending portfolios. Maintain accurate files under demanding SLAs.
Vault is seeking a Credit Analyst to support Equipment Leasing and Working Capital portfolios within operations. With 2–3 years of relevant experience, you will review borrower, guarantor, vendor, and corporate information. Your analysis helps identify concerns before files advance to senior underwriters and management.
Key Responsibilities: Validate applicant identity and credit information through commercial and consumer bureaus
Check vendor legitimacy, corporate status, ownership, and legal names
Connect addresses, equipment use, business details, and guarantor information
Contact customers or brokers to resolve bureau alerts and file gaps
Maintain clean records, merge duplicates, and document credit concerns
Requirements: 2–3 years supporting credit, underwriting, fraud, or commercial finance operations
Commercial finance, equipment leasing, or working capital experience preferred
Strong investigative, analytical, and detail-oriented information review skills
Clear qualified communication for customer verification calls
Ability to prioritize high application volumes and meet deadlines
Use commercial credit knowledge, clear communication, and investigative analysis to strengthen Vault’s application validation and file quality.