Commercial finance expertise meets investigative credit review at Vault, where this Credit Specialist validates applications for lending portfolios. Maintain accurate files under demanding SLAs.

Vault is seeking a Credit Analyst to support Equipment Leasing and Working Capital portfolios within operations. With 2–3 years of relevant experience, you will review borrower, guarantor, vendor, and corporate information. Your analysis helps identify concerns before files advance to senior underwriters and management.

Key Responsibilities:

- Validate applicant identity and credit information through commercial and consumer bureaus
- Check vendor legitimacy, corporate status, ownership, and legal names
- Connect addresses, equipment use, business details, and guarantor information
- Contact customers or brokers to resolve bureau alerts and file gaps




- Maintain clean records, merge duplicates, and document credit concerns

Requirements:

- 2–3 years supporting credit, underwriting, fraud, or commercial finance operations
- Commercial finance, equipment leasing, or working capital experience preferred
- Strong investigative, analytical, and detail-oriented information review skills
- Clear professional communication for customer verification calls
- Ability to prioritize high application volumes and meet deadlines

Use commercial credit knowledge, explicit communication, and investigative analysis to strengthen Vault’s application validation and file quality.

📌 Commercial Finance Credit Specialist (Toronto)
🏢 Vault Credit
📍 Toronto