Apply financial analysis and credit risk assessment to Commercial Banking lending decisions at BMO. Support an assigned client portfolio from 100 King Street West.

The Associate Director analyzes credit information for new and existing commercial loans and credit solutions. This salaried position requires loan structuring, portfolio management, regulatory compliance, and exceptional client service. You will make recommendations within bank policies, delegated authority, and risk appetite.

Key Responsibilities:

- Assess repayment capacity using financial models and analytical tools
- Negotiate loan structures, terms, conditions, and collateral requirements
- Approve current, renewal, and extension loans within delegated authority
- Monitor portfolio performance, credit conditions, compliance, and industry trends




- Build client relationships and identify growth and cross-selling opportunities

Requirements:

- Five to seven years of relevant credit or lending experience
- Bachelor’s degree required; finance or accounting preferred
- Deep knowledge gained through extensive education and business experience
- Advanced credit risk assessment and portfolio management proficiency
- Expert financial analysis and foundational deal structuring proficiency

Bring commercial lending, financial analysis, and risk judgment to help BMO manage portfolios and strengthen client relationships.

📌 Commercial Credit Associate Director (Toronto)
🏢 BMO
📍 Toronto