Experience Aviva

Individually we are people, but together we are Aviva. Individually these are just words, but together they are our Values – Care, Commitment, Community, and Confidence.

At Aviva Canada, we put people first, our employees, our customers, and our communities. We’re proud of a culture built on care, inclusion, and collaboration, where your voice matters and your growth is supported. We’re not just about insurance; we’re about making a real difference by protecting what matters most.

The Opportunity

We are seeking an experienced and results-driven Intermediate/Senior Commercial Lines Underwriter to join our Commercial Insurance team. In this role, you will be responsible for underwriting, growing, and managing a profitable portfolio of mid-market to large commercial Property & Casualty accounts, typically with premiums exceeding $25,000.

The successful candidate will bring strong technical underwriting expertise, sound business judgment, and a passion for delivering exceptional broker service. You will play a key role in building and maintaining trusted broker relationships while identifying profitable growth opportunities and ensuring long-term portfolio performance.

What you’ll do

Underwriting & Portfolio Management

- Evaluate, select, price, and negotiate new business, renewals, and policy changes within delegated underwriting authority.
- Manage a portfolio of mid-market and large commercial Property & Casualty accounts, ensuring profitability and sustainable growth.
- Assess risk exposures through financial analysis, loss history reviews, industry trends, and other relevant underwriting information.
- Structure and negotiate appropriate coverage, terms,



and pricing while balancing risk selection and business objectives.
- Monitor portfolio performance and implement corrective actions where required to achieve underwriting profitability targets.

Broker Relationship Management

- Develop and maintain strong partnerships with assigned broker partners through consistent communication, responsiveness, and service excellence.
- Serve as a trusted advisor by providing underwriting expertise and market insights to brokers.
- Collaborate with brokers to identify and capitalize on current business opportunities while strengthening retention and portfolio growth.

Market Intelligence & Risk Assessment

- Maintain a strong understanding of market conditions, competitive trends, emerging risks, and pricing dynamics within your region.
- Utilize risk management, loss control, and exposure analysis tools to support sound underwriting decisions.
- Stay informed of industry developments and regulatory changes that may impact underwriting practices and portfolio results.

Collaboration & Leadership

- Work collaboratively with Auto underwriting, Claims, Risk Control, and other internal teams to deliver comprehensive underwriting solutions.
- Contribute to business initiatives, process improvements, and underwriting best practices.
- For Senior-level candidates,



provide mentorship and technical guidance to junior underwriting team members.

What you’ll bring

- Minimum 5 years of Commercial Property & Casualty underwriting experience, preferably with mid-market and large commercial accounts.
- Proven success in managing and growing a profitable commercial insurance portfolio, including both new business and renewals.
- Strong understanding of commercial underwriting principles, risk assessment methodologies, coverage analysis, and pricing strategies.
- Demonstrated ability to exercise sound judgment and make quality underwriting decisions within delegated authority levels.
- Excellent sales, marketing, negotiation, and relationship-management skills.
- Proven ability to collaborate effectively across underwriting teams and business units.
- Exceptional communication and customer service skills with a broker-focused mindset.
- Highly organized, self-motivated, and capable of managing multiple priorities in a fast-paced environment.
- Ability to work independently while contributing positively to team objectives.

Education & Professional Designations

- Completion of a post-secondary degree or diploma in Business, Finance, Insurance, or a related field is considered an asset.
- CIP designation completed or actively pursuing designation; advanced industry designations such as FCIP or CRM are considered assets.

What Success Looks Like

- Consistently delivers profitable underwriting results.
- Builds and strengthens broker relationships through exceptional service and responsiveness.
- Demonstrates strong risk selection and portfolio management capabili

📌 Commercial Lines Underwriter P&C – Middle Market (Markham)
🏢 Aviva Canada
📍 Markham