The Credit Risk Strategy Department develops and implements credit risk decision-making strategies based on risk/return quantification to deliver value for the organization as well as members and clients, while safeguarding Desjardins Group’s sustainability. As a credit risk strategy data scientist, you help develop, implement and optimize credit risk strategies for personal financing products, at granting and throughout their lifecycle. You develop expertise in product-related databases and the systems where the strategies are executed. More specifically, you help recommend ways to optimize strategies by applying your knowledge of machine learning and modelling. You also help develop quarterly performance reports in Power BI, conduct ad hoc analyses and perform post-implementation monitoring.
Responsibilities More specifically, you will be required to:
Optimize and develop decision-making strategies for credit management and prepare associated documentation
Apply your knowledge of machine learning and predictive modelling to maximize financial impact and support credit risk strategies
Participate in complex data analyses (SAS, Python), interpret results, build replicators and monitor how our strategies perform once in production
Monitor financing products and conduct quarterly performance reviews
Contribute to various projects, assignments and data analyses in your area of expertise and make recommendations aligned with strategic priorities
Advise organizational units and other collaborators on risk management matters in your area of expertise, communicating complex information clearly.
What we offer Competitive salary and annual bonus
4 weeks of flexible vacation starting in the first year
Defined benefit pension plan that provides predictable,



stable income throughout retirement
Group insurance including telemedicine
Reimbursement of health and wellness expenses and telework equipment
* Perks apply based on eligibility criteria.
What you bring to the table Bachelor's degree in a quantitative discipline
A minimum of two years of relevant experience in data analysis, predictive modelling or risk management
Please note that other combinations of qualifications and relevant experience may be considered
Knowledge of French is required
Knowledge of machine learning algorithms and their application in credit risk management
Advanced knowledge of SAS, SQL and/or Python
Knowledge of the Power BI data visualization tool is an asset
Knowledge of credit risk
Action oriented, Complexity, Customer Focus, Differences, Innovation, Interpersonal Savvy, Nimble learning
Equity, Diversity, Inclusion and Accessibility At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.
Desjardins Group is the largest cooperative financial group in North America. We're the choice for over 52,000 employees and we're named one of Canada's top employers by Mediacorp and Forbes. We offer a full range of financial products and services and share our expertise in personal services, business services, wealth management, life and health insurance, and property and casualty insurance. Pursuing a career at Desjardins means being part of an organization that puts people first.

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📌 Credit Risk Strategy Data Scientist (Quebec City)
🏢 Desjardins
📍 Quebec City