Pay Details$160,000 - $200,000 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. Job DescriptionThe FCRM Model Management & Transaction Monitoring team leads the design, development, optimization, monitoring and governance of Transaction Monitoring (TM) models supporting Financial Crime Risk Management.

In this role, as Associate Vice President, you’ll lead the end-to-end model lifecycle—from development, tuning and optimization to monitoring, testing, documentation and ongoing enhancements—to strengthen detection effectiveness and efficiency. You’ll guide model performance in line with enterprise model risk management standards, methodologies and regulatory requirements, while shaping the strategic roadmap for TM capabilities. Drawing on emerging AML/ATF typologies, regulatory expectations and industry trends, you’ll help strengthen detection and address monitoring coverage gaps.

Lead the development and management of advanced models for all Transaction Monitoring system and technology projects, spanning design, optimization and tuning, monitoring, testing and documentation. Own the Transaction Monitoring framework, scenario selection methodology and coverage assessment process, working with TD Technology to manage the end-to-end addition, removal and ongoing management of scenarios. Recommend customer segmentation and optimization approaches for TD’s monitoring system across multiple lines of business.

Continuously benchmark TD’s Transaction Monitoring capabilities against peers to assess maturity, and partner with the Business Architecture team to advance those capabilities. Drive modelling innovation in financial crime risk management through advanced statistics and AI/ML. Shape the strategy for implementing Transaction Monitoring products, aligning delivery with Canadian regulatory and risk priorities.





Lead a team of FCRM professionals and data scientists in defining a clear product vision, strategy and roadmap across the full development lifecycle—from creation through version and infrastructure upgrades to decommissioning, where required. Develop your team through talent acquisition, clear goals, employee development, performance management and compensation decisions, while fostering teamwork and addressing disciplinary matters as required. Bring together stakeholders, including FCRM Oversight teams, FCI and Model Validation, to lead Transaction Monitoring changes and overcome implementation barriers.

Influence the Transaction Monitoring roadmap and recommend ways to optimize FCRM data across all monitoring systems. Undergraduate degree required; 15+ years of relevant AML and risk modelling experience and/or management experience within a risk function. Significant exposure to common Transaction Monitoring systems, including Actimize, SAS and Oracle.

Experience developing documentation that meets the highest regulatory standards and audit requirements. Extensive knowledge of AML regulations, risks and appropriate controls. Deep understanding of Transaction Monitoring products, including SAS, Actimize, Oracle and BAE, and their implementation within TD or peer organizations.

Strong understanding of key risk management concepts, including inherent risk, controls and residual risk. A logical, creative approach to problem-solving, grounded in sound professional judgement, quality control and high standards. A strategic mindset and creative thinking.

Project leadership skills.



Strong communication skills—from active listening to clear writing, verbal communication and presentations. Strong stakeholder management skills and the ability to build connections and partnerships across all levels of the organization.

Who We

AreTD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards

PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals.

Total

Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional

InformationWe’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive advantages plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague

DevelopmentIf you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

Here at TD, we hire and develop the best. Training & OnboardingWe will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Language

Requirement (Quebec only)Sans Objet #

📌 Avp, Fcrm, Model Management And Transaction Monitoring, Canada (Winnipeg)
🏢 TD
📍 Winnipeg