Analytics, Insights, & Artificial Intelligence Pay Details: $115,600 - $163,200 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

The Model

Validation (MV) group in Enterprise Risk, Risk Management is responsible for the independent validation and approval of all analytical models used for TD. Lead a team of quantitative professionals to validate TDI insurance modelsWork with team to develop an effective and efficient validation testing plan based on design of different models and complete validation in time to support various business initiatives and regulators requirements.Supervise team's validation work and provides day to day direction as needed to capture all material & critical model limitations and execution / implementation accuracy of the validation testing.Guide MV team to solve programming issues / testing issues, ensuring completion of validation within SLA lead time.Work with team to deliver high quality model validation reports with adequate information and justification to support validation conclusions and Audit / regulator review / assessment of validation process and validation analysis.Work in a highly interactive, team-oriented environment with Big Data developers, and analytical experts to effectively manage available resource to complete validation in time for different business initiatives and priorities.Provide analytical thought leadership and stays current of techniques and developments in actuarial or ML/AI modeling for Insurance and share knowledge with business partners and senior management.Assume a leadership role in developing standards and procedures for vetting and validation that are compliant with the Bank’s internal Model Risk Policy, adhere with industry best practices, and meet regulatory requirements.Ensure performance objectives are set for internal staff and that performance feedback is provided on a regular basis.Support employee development activities, coach, and support direct reports in meeting their personal development objectives.Respond to requests from both Canadian regulators, internal and external audit in their review/audit of risk models and vetting/validation process and procedures.Work effectively with internal model development / owner group, Audit, and other internal partners to ensure risk models meet required Bank standards for use.Provide people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required.Strategic partner to leadership team on the management of Insurance model risk, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and identifies operational efficiencies and opportunities with other business management/enterprise areas.Facilitate key strategic discussions and provide thought leadership to executive audience (output may include strategic roadmap and/or deliverables/frameworks short to long term goals etc.).Post‑secondary degree in Actuarial science or Statistics Fellow or associate of the Society of Actuaries (FSA), Fellow or Associate of the Casualty Actuarial Society (ACAS), Fellow or Associate of the Canadian Institute of Actuaries (ACIA)3+ Exp. in any top 10 Canadian P&C; insurer regarding developing / validating a new pricing and rating solution with exposure in AI / ML modelling, including pricing / classification models and testing / using industry vendor models for pricing and classification.2+ Exp. in modeling / validating for multiple product lines (life and general insurance (auto/property)) for IFRS 17 liability / reserve, Stress testing, ORSA, CAT.Models 1+ Exp. in AXIS and SAS for life models2+ Exp.



as PM managing / coaching a small team w/o in-depth knowledge in Insurance to efficiently complete model development or model validation of different TDI models1~2 Exp working closely with key business or MD leaders to executive model development or validation plan, ensuring the optimal use of resources for competing priorities to deliver different critical projects with tight / short timeline (i.Understanding end to end pricing process and regulatory requirements for Insurance modelsKnowledge of industry best practices in modelling, risk monitoring & analytics, and best vendors for InsuranceProficient in relevant programming language & software for ML / AI modellingExcellent verbal and written communication skillsExcellent time / project management and multitasking skills with minimal supervision.Customer Accountabilities Lead validation team and provide day to day direction as neededAct as People Manager and is responsible for ongoing coaching and development, setting objectives, assessing performanceShareholder Accountabilities Work closely with key business leaders to develop validation plan, ensuring the optimal use of resources and leverages TD’s operating model to maximize efficiency, effectiveness and scalePlan and executes on strategic activities, reviews and communicates results, and adjusts tactics accordinglyExecute on the validation plan to deliver results aligned with enterprise model validation procedures and model risk policyProtect the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk activities as necessaryMaintain a culture of risk management and control, supported by effective processes in alignment with risk appetiteEnsure employees are knowledgeable; and assume responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of ConductEmployee/Team Accountabilities makes an impact at workand in our communities by leading with authenticity and supporting well-being to represent TD's brandConnect the alignment of colleague's contributions with the TD Shared CommitmentsBuild and retain an engaged and diverse team that embraces diversity of thought, creativity and curiosity; where every colleague and customer are valued, respected, and listened to; committed to a common goal and collaborate to move with speed and get things doneDemonstrate inclusive leadership by taking meaningful action with intention to support colleagues and customers across all dimensions of diversity, including those from underrepresented communities, being actively anti‑racist, attracting and retaining diverse slate of candidates, nurturing mutual respect, inclusivity of thought and collaboration to drive successful resultsSustain, identify strong talent, recruit and develop a diverse talent pipeline of qualified workforce to innovate and maximize individual strengths to lead to a better business outcomeEnable colleague growth by encouraging colleague development to achieve career and business objectives, ensuring timely feedback, motivating appreciation and recognition to all colleaguesEnable a continuous learning culture by proactively seeking, listening to and actioning feedback from peers and from colleague listening opportunities to continuously improve the colleague experience and grow your personal leadershipFoster an environment that promotes sharing of knowledge, information, skills, and subject matter expertise among the team; ensures timely management and escalation of issues and creates opportunities to collaborate with other functions and teamsLead team through change and create an setting where team feels psychologically safe to challenge current practices by modeling resiliency and flexibility,



communicating a compelling vision with clarity and empowering colleagues to drive innovationContribute to the development of business segment and/or enterprise functional strategic priorities within their operational area or field of specialty that drives resultsDevelop annual and/or long-term plans for own area that are aligned with enterprise-wide priorities, reinforcing a focus on results that align to One TDFoster a high-performance culture by setting team targets and objectives, promoting and facilitating on‑going feedback/coaching and conducting Quarterly Check‑Ins for all colleagues to drive accountability and business resultsManage employees in compliance with all human resources policies, procedures and guidelines of conductWho We Are TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.

Together, we are reimagining what banking can be for our clients, colleagues and communities.Base salaryVariable compensationHealth and well‑being benefitsSavings and retirement programsPaid time offBanking benefits and discountsCareer developmentReward and recognition programsAdditional Information We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague

Development if you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

Here at TD, we hire and develop the best.Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.We do our best to communicate outcomes to all applicants by email or phone call.Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language

Requirement (Quebec only) At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported.We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future.

Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

📌 Senior Manager, Advanced Analytic, Insurance Model Validations (Quants) (Winnipeg)
🏢 The Toronto-Dominion Bank (Canada)
📍 Winnipeg