Groupe de famille d'emploi :Audit, gestion des risques et conformité Lead the design, deployment, and optimization of collections and recoveries strategies across the lifecycle using advanced analytics (e.G., SAS, KnowledgeENTERPRISE) and decision engines (FICO TRIAD, FICO Decision Management, CGI Strata). Drive data-led decisions to improve recoveries, reduce losses, and increase operational efficiency. Design and optimize end-to-end collections strategies (early-stage through recoveries) using decision engines, predictive models, and business rules.

Own the full strategy lifecycle: design, simulation, testing, deployment, and performance monitoring. Translate business objectives (risk, profitability, customer outcomes) into effective decision strategies. Lead change management for strategy updates, including impact analysis, testing, and governance.

Leverage internal and external data (core banking, collections systems, bureaus, agencies, legal vendors) to enhance decisioning. Partner with Risk, Operations, Technology, and external vendors to deliver and optimize strategies. Deliver clear, executive-level insights and recommendations grounded in data.

Ensure strategies align with regulatory requirements and risk governance standards. 7+ years in collections strategy, risk decisioning, or analytics within financial services. Strong end‑to‑end collections expertise, including recoveries. Solid analytics background with hands‑on SQL, SAS, or equivalent.

Proven track record designing, testing, and deploying strategies at scale. Strong stakeholder management and influencing skills; Good understanding of risk management, portfolio economics,



and regulatory r We recognize that strong candidates may bring expertise from different areas of the collections and recoveries lifecycle. Developing and deploying decision‑driven segmentation, treatment, prioritization, contact, or recovery strategies within either early‑stage collections, delinquency management, or late‑stage recoveries, including the use of testing and analytics to optimize performance.

Designing, implementing, and monitoring loss mitigation, payment assistance, or customer treatment programs. Optimizing recovery performance through placement strategies, vendor management, legal recoveries, settlements, bankruptcy, insolvency, or debt sale programs. Managing third‑party vendor and agency relationships, including performance scorecards, governance frameworks, and accountability measures.

Developing business cases, strategic plans, and executive recommendations supported by data and analytics. Leveraging analytical tools such as SQL, SAS, Python, Power BI, Tableau, or similar platforms. Working with decision engines, strategy management platforms, workflow systems, or collections technologies such as FICO DMP, CACS, or equivalent solutions.

Leveraging internal and external data sources to improve strategy effectiveness, customer outcomes, and recovery performance.



Deep expertise in at least one area of the collections or recoveries lifecycle, combined with the curiosity and adaptability to work across adjacent domains. Ability to balance customer outcomes, operational effectiveness, risk management, and financial performance.

Robust stakeholder management and influencing skills across Operations, Risk, Technology, Finance, Analytics, and external partners. Les salaires varieront en fonction de facteurs comme l’emplacement, les compétences, l’expérience, les études et les qualifications pour le poste et pourront inclure une structure de commissions. Les salaires pour les postes à temps partiel seront calculés au prorata du nombre d’heures travaillées régulièrement.

Pour les rôles à commission, le salaire susmentionné représente la cible de BMO Groupe financier pour la première année au poste. BMO offre également une assurance santé, le remboursement des frais de scolarité, une assurance accident et une assurance vie, ainsi que des régimes d’épargne‑retraite. Pour en savoir plus sur nos avantages sociaux, consultez le site : Cette raison d’être nous invite à entraîner des changements positifs et durables pour nos clients, nos collectivités et nos gens.

Nous vous offrirons les outils et les ressources dont vous avez besoin pour franchir de nouvelles étapes, car vous aidez nos clients à franchir les leurs. Au moyen de formation et de coaching approfondis ainsi que de soutien de la direction et d'occasions de réseautage, nous vous aiderons à acquérir une expérience enrichissante et à élargir votre groupe de compétences.

📌 Senior Manager, Collections & Recoveries Strategy (Winnipeg)
🏢 BMO Financial Group
📍 Winnipeg