Fairstone Bank and its family of brands are united in delivering creative, accessible and reliable financial solutions that enable Canadians to reach their goals. In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, EdenPark and Fig. Together, we are the leading alternative lending bank in Canada. With a diverse suite of products—residential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lending—we offer financial solutions tailored to all Canadians, including newcomers, small-business owners, smart investors and savvy consumers. EdenPark") is a dynamic automobile finance brand committed to enabling our dealer partners to sell more cars. Since 2012, EdenPark has serviced a wide network of automobile dealers and tens of thousands of consumers from coast to coast. Join Eden Park as a Bilingual Credit Adjudicator, reporting to Senior Manager, and be part of our talented and growing team!

Review and adjudicate vehicle loan applications by assessing an applicant’s creditworthiness based on credit history, income and employment, and collateral valuation. Closely follow credit policy rules to ensure risk parameters are consistently followed.

Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners. Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required. Provide prompt, efficient, detailed customer-oriented service to all stakeholders.

You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details.

You are tech-savvy and know your way through Microsoft Office Suite and Outlook.

You must be available to work all shifts mentioned in the job description.





Proficient English and French required to communicate with automobile dealers and customers across Canada; 50% English and 50% French)

You have at least 1 year of prior experience as a credit analyst or experience in loan underwriting, experience in a financial institution or within the auto industry.

Previous experience working with loan origination software.

Compensation Package: Competitive base salary plus an annual incentive bonus tied to performance.

Comprehensive Benefits: Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue.

Group Retirement Savings Plan with up to 7% employer match.

On-Site Fitness: Gym access at our London and Montreal offices.

Education Assistance Program and Fairstone Academy for training and skill development.

Parental leave top-up program to help you during life’s big moments.

Hours of operation are between 8 AM to 10 PM EST from Monday to Friday and on Saturday from 9 AM to 8 PM EST. Option of permanent Saturday shift with the option of Wednesday or Thursday off; Weekday shifts are primarily set schedules while Saturday start times will be on a rotation (early, mid-day & late shift).

Time Type: Full time

Job Type: Permanent

Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence.

If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.

Fairstone Bank of Canada and its subsidiaries, including Fairstone Financial Inc. and Home Trust Company, deliver innovative, accessible and reliable financial solutions that enable Canadians to reach their financial goals. Collectively, we offer residential and commercial mortgages, consumer deposits and GICs, retail and automobile financing, credit cards and digital lending, in addition to unsecured and secured personal loans online and at more than 255 branches coast to coast. With a long-established history, we are proud to be Canada's leading alternative lending bank.

📌 Retail Credit Adjudicator (Montreal)
🏢 Fairstone Bank
📍 Montreal