Continue building your career with Manulife's Individual Insurance team, a leading provider of insurance for Canadian families, individuals, and businesses, recognized for innovative products, service, and professional advice. As an Intermediate Life Underwriter, you'll bring established underwriting experience and Life signing authority of $1-$2 million. You'll independently manage a broader range of cases within assigned authority, working with National Accounts, Managing General Agencies (MGAs), and Traditional Producers. Bring your technical knowledge, sound judgment, and customer-focused approach. You'll assess more complex risks, communicate decisions confidently, and contribute practical solutions that support customers, advisors, and business outcomes. **Why Underwriting at Manulife** At Manulife, underwriting is where expertise, trust, and impact come together. In this role, you won't just review files - you'll own complex, meaningful decisions that help individuals and families secure their financial futures with confidence. You'll work with creative underwriting tools and technologies that support strong judgment and better customer outcomes, allowing you to focus on the higher‑value work your expertise is built for. We're equally invested in your growth. With clear career progression, hands‑on learning alongside experienced peers, and strong support for professional development, Manulife offers an environment where underwriting careers are built for the long term - supported by flexible ways of working and a collaborative, people‑first culture. What You'll Do + Independently assess and classify life insurance risks within assigned authority, following Manulife's underwriting philosophy, guidelines, and standards. + Evaluate medical, financial, occupational, avocational, travel, and lifestyle information across a broader range of cases, including moderate impairments. + Apply sound judgment to underwriting decisions, document your rationale clearly, and refer cases beyond your authority or requiring additional expertise. + Manage your case workload independently, balancing risk assessment with quality, productivity, and service expectations. + Communicate requirements and decisions clearly and professionally, helping advisors and internal partners understand the underwriting rationale. + Build positive working relationships and take ownership of case follow-ups and service concerns. + Follow applicable legislation, consumer regulations, privacy requirements, and disclosure standards. + Share technical knowledge with colleagues and contribute practical ideas to improve processes, consistency, and customer outcomes. What You'll Bring + Demonstrated experience as a Life Underwriter, with a minimum Life signing authority of $1M + Working knowledge of medical risk assessment, including anatomy, medical terminology, diseases, diagnostic tests, treatments, and medications. + Sound knowledge of financial and other non-medical risks and their application to life insurance underwriting. + Experience assessing a range of cases, including moderate impairments, and making independent decisions within assigned authority. + Strong analytical, critical-thinking, and problem-solving skills, with clear, well-supported decision rationale.



+ The ability to interpret and apply current technical information and recognize when additional guidance or escalation is needed. + Clear written and verbal communication and the ability to explain underwriting decisions professionally. + A customer-service mindset and the ability to build credibility and positive relationships with advisors and internal partners. + Strong organization, attention to detail, and ownership of priorities and turnaround times. + Comfort with underwriting systems, new business processes, and digital tools, including Microsoft Word, Excel, and internet-based applications. + Adaptability and a commitment to continuous learning and professional development. Assets + Enrollment in or completion of LOMA, ALU, or other insurance-related courses. + A university or college degree in a related discipline. + Medical education, training, or experience. + Participation in industry meetings, seminars, or conferences. + Bilingual proficiency in English and French. If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec. Career Growth Through broader case exposure, ongoing learning, and feedback, you'll continue strengthening your technical expertise, judgment, and ability to manage increasingly complex risks. Development toward a Senior Life Underwriter role will focus on greater case complexity, decision quality, expanded authority, strong advisor relationships, and broader contributions to the team. Progression will depend on demonstrated readiness and business needs, rather than time in role alone. What Matters to You + Putting customers first by listening, engaging, and acting for their benefit. + Learning continuously and finding better ways to work. + Taking ownership and achieving results together. + Acting with integrity, doing what is right, and speaking up. + Supporting a diverse, inclusive, and respectful workplace. **When you join our team:** + We'll empower you to learn and grow the career you want. + We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words. + As part of our global team, we'll support you in shaping the future you want to see The role being advertised is an existing vacancy. **Acerca de Manulife y John Hancock** Manulife Financial Corporation es un importante proveedor internacional de servicios financieros que ayuda a las personas a tomar decisiones de una manera más fácil y a vivir mejor. Para obtener más información acerca de nosotros, visite http://www.manulife.com . **Manulife es un empleador que ofrece igualdad de oportunidades** En Manulife/John Hancock, valoramos nuestra diversidad. Nos esforzamos por atraer, formar y retener una fuerza laboral tan diversa como los clientes a los que prestamos servicios, y para fomentar un entorno laboral inclusivo en el que se aprovechen las fortalezas de las culturas y las personas.



Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incluyendo el embarazo y las afecciones relacionadas con este), orientación sexual, características genéticas, condición de veterano, identidad de género, expresión de género, edad, estado civil, estatus familiar, discapacidad, o cualquier otro aspecto protegido por la ley vigente. Nuestra prioridad es eliminar las barreras para garantizar la igualdad de acceso al empleo. Un representante de Recursos Humanos trabajará con los solicitantes que requieran una adaptación razonable durante el proceso de solicitud. Toda la información que se haya compartido durante el proceso de solicitud de adaptación se almacenará y utilizará de manera congruente con las leyes y las políticas de Manulife/John Hancock correspondientes. Para solicitar una adaptación razonable en el proceso de solicitud, envíenos un mensaje a [email protected] . **Referenced Salary Location** Canadá, Remoto a tiempo completo **Modalidades de Trabajo** Remoto **Salary range is expected to be between** $70,500.00 CAD - $117,500.00 CAD Los empleados también tienen la oportunidad de participar en programas de incentivos y recibir una compensación vinculada al rendimiento empresarial e individual. El salario real variará según las condiciones del mercado local, la geografía y factores relacionados con el puesto como conocimientos, habilidades, requerimientos, experiencia y educación/formación. Si solicitas este puesto fuera de tu ubicación principal, por favor escríbenos a [email protected] para conocer el rango salarial correspondiente a tu ubicación. Manulife ofrece a los empleados aptos una amplia variedad de beneficios personalizables, entre ellos, beneficios de salud, odontológicos, de salud mental, oftalmológicos, por discapacidad a corto y a largo plazo, cobertura de seguro de vida y por muerte accidental y desmembramiento, adopción/subrogación y bienestar, y planes de asistencia al empleado/familiar. También ofrecemos a los empleados admisibles varios planes de ahorro para la jubilación (incluidos planes de pensiones y un plan mundial de propiedad de acciones con contribuciones equivalentes del empleador) y recursos de asesoramiento y educación financiera. Nuestro generoso programa de tiempo libre remunerado en Canadá incluye feriados, vacaciones, días personales y días por enfermedad, y ofrecemos la gama completa de ausencia laboral reglamentaria. Si se está postulando para este puesto en los EE. UU., póngase en contacto con [email protected] para obtener más información sobre las disposiciones relativas al tiempo libre remunerado específicas de EE. UU. We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement (https://careers.manulife.com/global/en/talentacquisitionprivacystatement) .

📌 Intermediate Underwriter (Alberta)
🏢 Manulife
📍 Alberta