This is a full-time, hybrid role offering flexible hours and partial work-from-home, with in-office collaboration in North York, ON as needed.

Flow Lending Group | Lazarte Mortgages is a growing mortgage brokerage known for structuring and placing complex mortgage files across A-lenders, alternative lenders, and private capital. Our work is grounded in judgment, strategy, and clean execution - not volume for volume's sake.

After a very strong year of growth, we are expanding the team to continue scaling rapidly within the industry.

Role Overview

This is a full time, hybrid role offering flexible schedule and partial work-from-home, with in-office collaboration in North York, ON as needed.

You will work closely alongside a highly experienced, top-tier mortgage broker in Canada, gaining direct exposure to complex underwriting decisions, lender strategy, and real deal structuring.

This position is intentionally flexible and can suit one of three profiles:

- An experienced mortgage underwriter seeking autonomy, flexibility, and exposure to more complex, non-standard files
- A motivated, coachable individual with strong fundamentals and a genuine passion for underwriting and deal structuring, looking to grow quickly through mentorship
- A producing mortgage agent (approximately $5M-$10M in funded volume) who wants to join a team environment, strengthen underwriting judgment, and scale production collaboratively

What matters most is how you think through a file, your judgment, and your willingness to grow.

Key Responsibilities

- Underwrite and structure mortgage files across A-lenders, alternative lenders, and private lenders




- Review borrower documentation including income, credit, liabilities, and property details
- Analyze risk factors and anticipate lender underwriting questions before submissionAssist in building clear, lender-ready financial narratives for complex borrower scenarios
- Liaise with lenders, brokers, lawyers, and other stakeholders to support smooth closings
- Ensure files meet regulatory, lender, and internal compliance standards

What We’re Looking For

- Strong analytical skills and attention to detail
- Comfort working with complex or non-standard borrower profiles
- Strategic thinker who values judgment, structure, and clean execution
- Coachable, curious, and motivated to continuously improve
- Someone who enjoys learning and problem-solving - not just following templates

Qualifications

- Experience in mortgage underwriting, lending, or mortgage brokering is an asset
- Producing agents with $5M-$10M funded experience are encouraged to apply
- Education or certification in finance, business, or a related field is an asset
- Mortgage licensing is an asset but not required for underwriting-focused candidates

What We Offer

- Hybrid work environment with flexible hours
- Direct mentorship and hands-on exposure to real underwriting and lender strategy




- Opportunity to work on complex files rarely seen in traditional roles
- A collaborative environment with significant room to grow alongside a rapidly scaling business
- Competitive compensation structured based on experience, contribution, and growth

This is an opportunity to build long-term career momentum while growing with a team that is already moving quickly in the industry.

Frequently asked questions

Every situation is different. If you have additional questions, we’re always available to help clarify next steps.

Flow Lending Group is an independent mortgage brokerage. We help clients evaluate their options, navigate complexity, and secure mortgage solutions by leveraging relationships across a broad range of lenders.

Who does Flow Lending Group work with?

We work with residential, commercial, and investment clients, as well as real estate professionals and other industry partners. Every situation is approached individually based on structure, timeline, and goals.

When does working with a mortgage broker make sense?

Working with a broker is especially valuable when situations fall outside the standard box - such as complex income structures, tight timelines, multiple properties, or the need for more flexible options. Our role is to help identify the best path forward.

What types of properties do you support?

We support mortgage solutions across residential, commercial, and investment properties. Each opportunity is assessed on its own merits to ensure the right fit.

How long does the process take?

Timelines vary depending on the complexity of the situation and th

📌 Underwriter (Canada)
🏢 FLOW Lending Group
📍 Canada