Apply real estate lending expertise and credit analysis as a Commercial Real Estate Banking Associate in Toronto, with client site travel.

At Scotiabank, this Associate supports Real Estate Banking and the Director with account portfolio management. The work covers multi-unit residential, commercial property, and construction financing. You will prepare credit applications, assess risks, support business development, and maintain customer relationships while meeting financial and non-financial metrics.

Key Responsibilities:

- Manage approximately 10 to 20 borrowing accounts
- Prepare credit applications, reviews, and client communications
- Evaluate project risks, cash flow, and asset coverage
- Monitor security positions, conditions, maturities,



and annual reviews
- Assist with sales calls, site visits, and business pipelines

Requirements:

- Solid interpersonal and communication skills
- Ability to articulate views internally and externally
- Understanding of credit risk and profitability
- Customer-focused approach to deepening client relationships
- Mandatory driver's license for client premises visits

Build Scotiabank's real estate portfolio through credit judgment, account management, customer service, and profitable business development.

📌 Commercial Real Estate Banking Associate (Toronto)
🏢 Scotiabank
📍 Toronto