Ambition has no passport.

Now we run multi-currency accounts, Savings, eSIMs and Credit. Because staying connected to home and building somewhere new are not two separate things. LemFi moves over $2B a month for 2M+ customers across 30+ countries. Canada is a core corridor, and the person in this seat is the most senior compliance voice in the country. You own the AML programme end to end, hold the FINTRAC relationship, and are the designated compliance officer on the Canada entity's books.

This is a fully remote role that reports to the Canada entity Board of Directors and the Global Head of Compliance. You will be the primary expert on the RPAA as it comes into force, manage banking and payments partner obligations, and represent LemFi with regulators and law enforcement. There is real scope here: you are building and maintaining something that matters, not inheriting a finished programme.

Own and maintain the Canada AML compliance programme, keeping it aligned with LemFi's global AML policy, FINTRAC requirements, and provincial regulations

Become LemFi's internal RPAA expert: develop the RPAA programme from the ground up and champion implementation across the business

Hold the FINTRAC relationship directly, manage MSB registration renewals, and lead regulatory and independent AML audits in Canada

Submit and oversee all regulatory filings: Develop and maintain the regional AML risk assessment, identify key risk indicators, and brief the Board, CCO North America,



and senior leadership on the programme's health

Guide compliance staff on Canada-specific responsibilities and engage cross-functionally wherever the global compliance team needs your expertise

At least 3 years in a senior or management compliance role at a Canada-based fintech or financial institution

Direct, hands‑on experience with FINTRAC: regulatory communications, MSB registration, and licensing or registration renewals

Deep working knowledge of Canadian federal AML obligations under PCMLTFA, including STR, UAR, and EFTO/EFTI reporting

Familiarity with the RPAA and a clear view of what compliance with it requires in practice

Experience leading or managing regulatory or independent AML audits, including preparing documentation and responding to examiner findings

Track record of managing banking or payments partner relationships, including fulfilling partner-driven compliance obligations

Strong written and verbal communication: you can translate complex regulatory requirements into clear policy, and brief a Board or regulator with equal confidence

CAMS certification or an equivalent recognised AML qualification

Experience operating within a multi‑entity, multi‑corridor compliance structure

Exposure to cross‑border payments or remittance‑specific risk typologies

We move rapid and we expect a lot, because our customers can't afford for us to do otherwise.

📌 Remote Compliance Officer (Toronto)
🏢 Lemfi
📍 Toronto