Assess complex credit risk at TD in Toronto using cash flow projections, asset valuation, credit histories, and borrower risk ratings.
As a Senior Credit Risk Analyst, you will evaluate special loans and guide restructuring decisions within Risk Management. You will work with account managers, economists, research analysts, and business origination partners. The position supports compliant lending decisions through financial analysis, risk monitoring, and effective challenge.
Key Responsibilities: Assess special loans through financial and credit analysis
Prepare restructuring recommendations and recovery options
Authorize and monitor legal recovery actions
Oversee borrower risk ratings and ongoing monitoring
Guide transaction structures to mitigate key risks
Requirements: Undergraduate degree or technical certificate
Five or more years of relevant experience
Expert knowledge within a specialized qualified domain
Ability to solve complex problems involving multiple stakeholders
Ability to interpret policies and analysis for senior decisions
Use advanced credit analysis, restructuring judgment, and risk governance expertise to support TD’s Toronto lending decisions.