Mississauga, Toronto, Winnipeg.

CA$61,280.00–CA$91,920.00 yearly

Full-time

Being a Credit Analyst on the Equipment Finance team at National Bank means serving as a trusted risk expert and key partner to our sales and credit teams. In this role, you'll use your financial analysis, risk assessment, and decision-making skills to support Canadian businesses with financing solutions that help them grow and succeed.

You'll play a critical role in balancing risk and reward by evaluating credit opportunities, structuring transactions, and providing sound recommendations that support profitable growth while protecting the Bank's interests.

Your role:

- Analyze financial information, credit applications, and supporting documentation to assess borrower risk and repayment capacity.
- Structure and recommend financing solutions that align with client needs and the Bank's risk appetite.
- Collaborate with Sales, Relationship Managers, and Credit colleagues to support timely and informed credit decisions.
- Approve transactions within delegated lending authority and prepare recommendations for more complex credit requests.
- Identify key risks, mitigating factors, collateral considerations, and policy exceptions.
- Monitor portfolio quality and contribute to annual reviews, risk assessments, and corrective action plans where required.
- Ensure compliance with internal policies, procedures, and regulatory requirements.

Your Team

Within Equipment Finance, you'll be part of a team-oriented credit team and report to a Credit Manager. Our team is recognized for its strong credit expertise, commitment to sound risk management, and focus on delivering exceptional client service.

We offer a flexible work environment, opportunities for professional development, and ongoing support through coaching, mentoring, and training programs designed to help you grow your career.

Prerequisites

- Diploma or Bachelor's degree in Finance,



Commerce, Accounting, Economics, or a related field.
- 1-3 years of experience in commercial lending, credit adjudication, banking, or financial analysis.
- Chartered Financial Analyst (CFA) designation, or progress toward obtaining the designation, is considered an asset.
- Strong understanding of financial statement analysis and credit risk assessment.
- Knowledge of commercial lending structures, collateral security, and credit documentation.
- Excellent analytical, communication, and decision-making skills.
- Ability to manage competing priorities in a fast-paced environment.
- Ability to work under pressure with tight deliverables
- Sense of analysis and synthesis, sense of initiative,
- Excellent priority management and autonomy of execution
- Strong interpersonal skills, ease in communicating effectively with partners

Skills

- Artificial Intelligence
- Communication
- Diversity & Inclusion
- Financial Analysis
- Teamwork
- Initiative
- Learning
- Agility
- Resiliency
- Credit Underwriting

In addition to competitive compensation, upon hiring you'll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

- Health and wellness program, including many options
- Employee Share Ownership Plan
- Employee and family assistance program
- Preferential banking services
- Involvement in community initiatives
- Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees' ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people's lives. Our core values of par

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