As a (Senior) Director, Credit Execution in the Technology & Innovation Group and in collaboration with your colleagues, you play a leading role in the strategic support of companies across Canada. Your varied and complex responsibilities will allow you to quickly become a trusted advisor to companies that are transforming the world and to support their financing projects (from $1 million to over $200 million).

Your role

- Manage a portfolio of financing relationships with technology companies, ensuring strong credit quality and adherence to internal policies.
- Perform monthly credit reviews and prepare ongoing reporting for the Head of Execution and Vice President, Technology & Innovation Banking.
- Own the full credit execution process, including daily credit activities such as covenant monitoring, credit structuring, challenging financial model assumptions, credit amendments, annual reviews, new credit requests, increases, and refinancing.
- Review loan documentation, including credit agreements, ISDA agreements, and term sheets, to ensure compliance with adjudicated credit parameters.
- Structure and present well-articulated credit files and prepare high-quality submissions for Credit Risk adjudication, ensuring accuracy and a “first time right” standard under the oversight of the Head of Execution.
- Coordinate with internal partners, including the Credit Risk Director, Risk Management Solutions, Account Officers, and Operations teams, to ensure diligent portfolio monitoring and effective credit controls.

Portfolio & Credit Management

- Manage a portfolio of financing relationships with technology companies, ensuring strong credit quality and adherence to internal policies.




- Perform monthly credit reviews and prepare ongoing reporting for the Head of Execution and Vice President, Technology & Innovation Banking.
- Own the full credit execution process, including daily credit activities such as covenant monitoring, credit structuring, challenging financial model assumptions, credit amendments, annual reviews, new credit requests, increases, and refinancing.
- Review loan documentation, including credit agreements, ISDA agreements, and term sheets, to ensure compliance with adjudicated credit parameters.
- Structure and present well-articulated credit files and prepare high-quality submissions for Credit Risk adjudication, ensuring accuracy and a “first time right” standard under the oversight of the Head of Execution.
- Coordinate with internal partners, including the Credit Risk Director, Risk Management Solutions, Account Officers, and Operations teams, to ensure diligent portfolio monitoring and effective credit controls.

Advisory, Structuring & Risk Mitigation

- Serve as a credit resource and coach within your deal team, working closely with the Head of Execution to continuously enhance portfolio credit quality.
- Participate in the development of sector-specific credit strategies and guidelines in collaboration with the Head of Execution and Vice President.




- Identify financial risks associated with financing structures and provide recommendations to mitigate or eliminate them.
- Maintain an up-to-date understanding of market appetite and developments in credit structuring in order to proactively design financing solutions that support the group’s strategic growth objectives.
- Mentor and support junior members of the team.

Client & Stakeholder Engagement

- Participate in client meetings and assist in presenting financing solutions and term sheets.
- Engage in negotiations with internal and external stakeholders, including legal advisors, the credit department, syndication teams, other financial institutions, customers, and prospects.
- Utilize credit risk and profitability assessment tools to ensure compliance with lending standards, risk management policies, and regulatory requirements.

Basic Requirements

- Completed bachelor’s degree in a related field and a minimum of 7 years of relevant experience, or completed master’s degree in a related field and a minimum of 5 years of relevant experience.
- Experience with complex commercial lending, acquisition financing, and a strong understanding of business products and services.
- Experience analyzing complex financial models.
- Experience in client service, negotiation, and business development.
- Ability to effectively manage priorities and deadlines.
- Solid interpersonal skills and a collaborative approach to teamwork.
- Knowledge of capital markets debt instruments is considered an asset.
- Experience in syndicated financing is considered an asset.

Languages: English
Required skills: Accountability, Client-focused, Communication, Diversit

📌 (Senior) Director, Credit Execution (Toronto)
🏢 National Bank of Canada
📍 Toronto