Employee Type Permanent Full-time Manage Others Yes General Bank of Canada ("GBC") is a Schedule I Chartered Bank headquartered in Edmonton, Alberta, and part of the Wheaton Group. Since our entrepreneurial beginnings in the 1950s, we’ve grown into one of Canada’s fastest-growing small banks, delivering innovative financing solutions across the automotive, aviation, and commercial sectors. At GBC, our values of Trust, Discipline, People First, and Innovation shape everything we do. Our agile, forward-thinking approach allows us to design smarter, more responsive banking solutions for a rapidly evolving digital world. We’re proud to be certified as a Great Place to Work for seven consecutive years, reflecting our commitment to a culture where people feel supported, empowered, and inspired to do their best work. Since 1969, our long-standing partnership with United Way has supported meaningful volunteerism, fundraising, and community initiatives that make a lasting difference. When you join General Bank of Canada, you become part of a team that’s not only shaping the future of banking but also strengthening the communities we serve. As Head of Commercial Credit, you will provide strategic leadership, oversight, and governance for General Bank of Canada’s credit risk management framework. You will help ensure lending activities remain within the Bank’s approved risk appetite, regulatory requirements, and internal policies while supporting sustainable growth. You will lead the assessment and monitoring of credit risk across lending portfolios, oversee credit adjudication and risk assessment practices, and advise senior leaders on portfolio quality, emerging risks, policy development, and regulatory expectations.



You will also build and lead a high-performing credit risk team focused on prudent decision-making, operational excellence, and strong partnerships across the Bank. In Office Office setting with the ability to work remotely if required. Regular use of a computer and frequent interaction with employees and external contacts. Final compensation will be determined based on qualifications, experience, skills, internal equity, market considerations, and other job-related factors. Credit Risk Governance and Adjudication Provide leadership and oversight for the Bank’s credit risk management framework, ensuring alignment with its approved risk appetite, business objectives, and regulatory expectations. Review, challenge, and adjudicate complex commercial credit proposals, risk assessments, exceptions, restructurings, and problem credit exposures. Maintain effective governance and controls throughout the credit lifecycle. Support the development and maintenance of credit risk policies, standards, procedures, and lending guidelines. Provide recommendations to executive leadership concerning credit risk strategy, risk appetite metrics, and portfolio performance. Portfolio Oversight and Risk Analysis Monitor portfolio quality, concentration risk, watchlist accounts, impaired loans, and emerging risk trends, escalating concerns when appropriate. Lead portfolio monitoring, stress testing, and risk analysis activities to identify and mitigate emerging risks.



Contribute to the assessment of expected credit losses, portfolio reserves, and related risk reporting. Maintain awareness of economic conditions, industry trends, and regulatory developments that may affect the Bank’s credit risk profile. Balance prudent risk management with profitable and sustainable growth objectives. Reporting and Regulatory Support Prepare and present portfolio analytics, credit risk reports, and key risk indicators to executive leadership, Board committees, and regulators. Support regulatory examinations, independent reviews, audits, and remediation activities. Partner with Compliance, Finance, Internal Audit, Operations, and business leaders to strengthen risk governance and accountability. Provide credible challenge and expert guidance on complex credit decisions, risk mitigation strategies, and policy interpretation. Lead continuous improvement initiatives related to credit adjudication, portfolio monitoring, risk reporting, technology, and operational efficiency. Strengthen credit risk practices through effective collaboration, sound analysis, and consistent application of policies and controls. Lead, coach, mentor, and develop a high-performing team of credit risk professionals. Establish clear performance expectations and accountability standards aligned with organizational objectives. Support recruitment, succession planning, employee development, and engagement initiatives. Promote ethical conduct and adherence to the Bank’s Code of Conduct and Values. Bachelor’s degree in commerce, finance, accounting, economics, business administration, or a related discipline. 10 to 15 years of progressive experience in commercial banking, lending, credit adjudication

📌 Credit Risk Associate (Edmonton)
🏢 General Bank of Canada
📍 Edmonton