Credit Operations Specialist (Canada)

Credit Operations Specialist (Canada)

02 Nov
|
Meridian OneCap Credit
|
Canada

02 Nov

Meridian OneCap Credit

Canada

At Meridian our aspiration is to integrate our purpose into everything we do for people, the planet, and communities. We believe that our greatest prospect is to create opportunity and meet people where they are.

Who we are

Meridian OneCap Credit Corp is an equipment and finance company providing a broad range of financial services to businesses throughout Canada. Our parent, Meridian Credit Union, has over 70 years of banking history and is Ontario’s largest credit union.

Meridian OneCap is a provider of asset financing in the form of capital leases. We are committed to being the best provider of specialized equipment financing services to strategic vendors across Canada. Our service-oriented culture and exceptional group of professionals serves to provide our strategic partners with value-added service and constructive solutions.

Meridian OneCap Credit Corp provides customized leasing solutions both to help companies sell equipment and to companies that have chosen to lease equipment, rather than buy. For manufacturers and vendors, we enable you to provide your customers with a value-added service that helps your customers acquire equipment efficiently and gives your company a competitive edge. And for the end user, we can help you to preserve working capital in your business, while benefiting now from the use of the equipment.

Our team is known as industry leaders. We’ve earned our reputation through consistent delivery of financing programs with the most efficient transaction process and superior customer service. With the largest direct sales force within the Canadian market, it’s no wonder our customer service is unparalleled.

About Meridian OneCap

Your role as a Senior Credit Specialist:





Credit Program Onboarding & Business Support

- Supports Business Development efforts for new programs, products, and complex transactions by leading the credit onboarding process, providing expertise, and ensuring appropriate credit documentation, approval structures, controls, and processes are in place for the equipment finance transaction lifecycle. As part of onboarding, coordinates activities and approvals from Legal, Credit, Finance, Sales, and Operations and creates workflows and implementation plans as required.
- Accountable for ensuring credit onboarding requirements are aligned with MOCC policies and applicable regulations for the provincial jurisdictions in which MOCC operates.
- Plays an integral role in the credit document control process, including maintaining an updated inventory of standard credit forms, working with Legal and Risk on updates, and ensuring transactional credit documents use approved forms.
- Works with Risk and internal or external legal counsel to finalize credit-related agreements, transactional documents, templates, and approval conditions.
- Supports vendor, broker, and syndication partner onboarding by coordinating credit requirements, recommendations to credit officers with authority and communication between Sales and Credit as needed.

Credit Operations Excellence





- Partners with other teams to assess, analyze, and document business needs, recommending solutions that improve credit processes and support organizational goals.
- Supports transformation initiatives by identifying operational inefficiencies, analyzing credit workflows, and recommending data-driven solutions.
- Conducts end-to-end analysis of credit operations workflows to identify inefficiencies, control gaps, and improvement opportunities.
- Collaborates with cross-functional teams to define and document current-state and future-state credit processes, decision points, hand-offs, and service expectations.
- Supports the strategic vision of the company by promoting and enabling change management efforts within Credit Operations.
- Acts as a Subject Matter Expert for assigned credit processes and system initiatives
- Translates credit business needs, policy requirements, and process controls into functional specifications for Technology and project teams (decision engine, new proposed customer service portal).
- Assists in the system enhancement process by developing and completing UAT scripts, coordinating testing, documenting defects, creating training materials, and supporting successful implementation.
- Maintains and develops reference guides, procedures, training materials, and other tools required to ensure consistency and effective rollout of credit initiatives, system enhancements, products, and programs.
- Responsible for maintaining and updating Credit Operations policies, procedures, workflow documentation, and change records in collaboration with Risk, Compliance, Legal, Finance, and Operations.

📌 Credit Operations Specialist (Canada)
🏢 Meridian OneCap Credit
📍 Canada

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