Audit, Risk & Compliance Provides independent credit adjudication, approval, and risk oversight for a portfolio of Financial Institution clients, including banks, broker-dealers, asset managers and other regulated financial counterparties. This second line of defence role is responsible for evaluating complex lending, counterparty credit, and trading-product exposures, ensuring alignment with the Bank's risk appetite, credit policies, regulatory standards, and portfolio objectives. Acts as a trusted advisor to senior business and risk leaders, providing strategic guidance on credit decisions, portfolio management, emerging risks, and complex transaction structures. Credit Adjudication & Risk Management Independently assess, approve, and provide recommendations on complex credit transactions involving Financial Institution counterparties. Evaluate counterparty credit risk, transaction structures, collateral, and risk mitigants to ensure alignment with the Bank's risk appetite and credit policies. Monitor portfolio quality, emerging risks, and market developments to support sound credit decision-making. Act as a trusted advisor to senior business and risk leaders on credit, portfolio, and strategic risk matters. Lead complex credit reviews, portfolio assessments, and risk management initiatives. Provide independent analysis and recommendations on significant transactions and emerging risk issues. Partner with Capital Markets, Treasury, Legal, Compliance, and Risk teams to address complex credit matters. Support regulatory reviews, audits, and governance activities. Build strong relationships with internal and external stakeholders and represent Credit Risk in key forums and committees. Drive enhancements to credit frameworks, monitoring tools, reporting, and risk management processes. Lead strategic and operational initiatives that improve effectiveness and risk oversight. Provide coaching, mentorship, and credit expertise to team members and business partners. Foster a strong risk culture and promote sound credit judgment across the organization.



Serve as a senior subject matter expert in Financial Institutions and Counterparty Credit Risk. 15+ years of progressive experience in Credit Risk, Financial Institutions, Capital Markets, or Counterparty Credit Risk. ~ Extensive experience analyzing and underwriting Financial Institution clients, including banks, broker-dealers and other financial intermediaries. ~ Strong expertise in trading products, derivatives, securities financing transactions, and counterparty risk management. ~ Deep understanding of financial statement analysis, credit underwriting, portfolio management, and capital markets risk. ~ Expert knowledge of banking products, regulatory frameworks, credit policies, and risk governance practices. ~ Proven ability to make sound credit decisions on highly complex transactions and relationships. ~ Excellent written and verbal communication skills with the ability to present complex credit matters to senior executives and risk committees. ~ CFA, FRM, CPA, MBA, or similar professional designation. Salaries for part time roles will be pro-rated based on number of hours regularly worked. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. It calls on us to create lasting, positive change for our customers, our communities and our people. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset. Accommodations are available on request for candidates taking part in all aspects of the selection process. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

📌 Senior Credit Officer, Director (Denman Island)
🏢 BMO Financial
📍 Denman Island