Product & Requirements Enablement

- Design, build, and maintain backend financial and payments system flows (e.g., core banking, ACH, wire, card, and digital asset transaction processing).
- Influence software architecture and lead design decisions for the Platform, with particular focus on payments and money‑movement systems.
- Develop, test, and launch new features and releases for the Platform.
- Document processes and key data flows
- Ensure compliance with regulatory requirements and support audit certification efforts, including documenting systems for regulatory and internal audit purposes.

Leadership & Team Enablement

- Set technical direction and best practices that enable other engineers to deliver high‑quality work independently.
- Influence and align cross-functional partners and engineering peers without relying on formal authority or direct reports.
- As needed mentor engineers on logic, code quality, and requirements‑writing practices.
- Make independent, sound decisions on system design and process improvements within defined parameters.

Skills and Experience

- Minimum of 5 years of experience in software engineering, including designing, building, deploying, scaling, and maintaining modern, cloud‑based production services, with knowledge of service‑oriented architecture.




- Proven experience designing and building backend financial or payments system flows (e.g., APIs workflows supporting core banking, payment rails, ledgers, settlement, or digital asset transaction processing).
- Proficiency writing high‑quality, well‑tested code using one or more languages (e.g., Python, Next.js, React, Golang, C#), building APIs, and building/using databases (e.g., Postgres, DynamoDB).
- Demonstrated ability to gather and translate business requirements into technical specifications
- Robust written and verbal communication skills, with the ability to create clear, detailed technical and functional documentation.
- Leadership and influencing skills comfortable guiding and developing other engineers and driving alignment across teams without formal direct-report authority.
- Self‑directed work style with the ability to manage multiple priorities and make sound independent decisions.
- Creativity, organization, and troubleshooting skills.
- Experience with Blockchain technology (e.g., Bitcoin, Ethereum) or crypto‑forward experience, including familiarity with onchain activity and dApps or blockchain‑based services is a nice to have.

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📌 Lead Software Engineer (Toronto)
🏢 Mphasis
📍 Toronto