French version follows nesto is Canada’s leading digital residential mortgage lender, offering Canadians the lowest rates from the get-go — with total transparency and no haggling.
About Us
As Canada's pioneer in online mortgage lending, nesto is transforming the way Canadians finance their homes. Our mission is to offer a positive, empowering, and transparent property financing experience, simplified from start to finish. Borrowers benefit from rates that are often lower than those offered by the big banks, along with an exceptional end-to-end mortgage experience powered by best-in-class AI technology. Fast, simple, and fully digital, nesto has been recognized as CLA Lender of the Year for three consecutive years. Nesto Group is Canada’s leading provider of mortgage technology and financing solutions, with more than CAD $80 billion in residential and commercial mortgages under administration. Trusted by many of the country’s leading financial institutions, we combine over 50 years of mortgage expertise with proprietary cloud and AI technology to transform the future of lending. Powered by our proprietary cloud and AI technology, nesto has become one of Canada’s fastest-growing mortgage lenders, gaining market share across direct-to-consumer (D2C) residential lending, the broker channel, and multi-family commercial lending. Recognized as one of Deloitte’s Fast 50 companies for three consecutive years, we continue to push the industry forward through innovation, technology, and customer-focused solutions. Operating through our family of brands—CMLS, nesto, and Nesto Cloud—our mission is to build Canada’s mortgage ecosystem of the future and create a true Canadian champion in lending technology and financial services. At nesto,
we’re passionate about challenging the status quo and building a better mortgage experience and saving money on their mortgages for Canadians. If you’re looking to solve meaningful problems alongside ambitious, supportive teammates, you’ll feel right at home here. Adjudicate with Precision & Insight: Review and analyze residential mortgage applications and supporting documentation (credit, income, assets, and appraisals). You will apply sound credit judgment within established authority limits to identify and mitigate risk while ensuring full adherence to regulatory and internal policies. Take Ownership of the Pipeline: Manage your end-to-end file pipeline in a high-volume, high-performance environment. You are responsible for ensuring applications are completed within specific timeframes and that deals close on schedule without sacrificing quality. Drive Continuous Improvement: Beyond daily underwriting, you will identify process efficiencies and mentor team members, maintaining a "can-do" attitude that thrives in a quick-paced, evolving lending landscape. Minimum 5 years of experience in residential mortgage underwriting. You are organized, self-driven, and take pride in managing your pipeline efficiently without sacrificing quality. You have a genuine interest in helping transform the mortgage customer journey. Bilingualism in English and French is required (strong written and verbal communication skills in both languages). That’s why
we offer
a comprehensive rewards package designed to help you thrive at every stage of your career. Competitive compensation, performance incentives (where applicable), and recognition for your contributions. Comprehensive medical, dental, and vision coverage, Health & Wellness Spending Accounts (where applicable), telemedicine, Employee Assistance Programs, and mental health support for you and your family. Generous vacation (4 weeks), floater days, and statutory holidays to help you recharge. RRSP matching to support your long-term financial wellbeing. Enhanced maternity and parental leave top-up programs. Education assistance, mentorship, training, and opportunities to build your career across Nesto Group. Diversity, Equity & Inclusion We welcome applications from people of all backgrounds, including Indigenous Peoples (First Nations, Inuit, and Métis), persons with disabilities, members of racialized communities, women, and members of the 2SLGBTQIA+ community. If you require accommodation during any stage of the recruitment process, we are committed to working with you to meet your needs. Notre équipe se compose d'experts en technologie qualifiés, de spécialistes en prêts hypothécaires attentionnés et d'une équipe de marketing diversifiée, travaillant tous ensemble pour mener le changement dans l'industrie hypothécaire. Notre plateforme Mortgage Cloud qui offre aux institutions financières un accès complet à la technologie exclusive de nesto, améliorant ainsi l’expérience du client, du début à la fin. Analyser et trancher avec rigueur et discernement : Examiner et analyser les demandes de prêts hypothécaires résidentiels ainsi que les pièces justificatives (crédit, revenus, actifs et évaluations foncières).
📌 Senior Commercial Mortgage Underwriter (Canada)
🏢 nesto
📍 Canada