Paid vacation, personal, and sick days for work-life balance Work-life balance in a hybrid environment with at least 3 days in office Opportunities to contribute to community causes We’re looking for our next Senior Residential Mortgage Underwriter. The Senior Residential Mortgage Underwriter is responsible for successfully contributing to overall portfolio growth and maximizing profitability in an environment focused on operational and service excellence. The role is responsible for the full credit adjudication process from decisioning mortgage applications based on established lending criteria along with the review and fulfillment of the mortgage conditions. This includes exception management, pricing determinations and documentation review and acceptance all while meeting performance targets and ensuring adherence to service standards. Maintain knowledge of Questbank’s residential mortgage underwriting policies, procedures, and products. Negotiate, structure, and evaluate received mortgage applications according to internal policies. Manage portfolio risk by exercising consistent, objective and sound credit decisions within authorized limits, escalating with rationale to support recommendation where appropriate. Issue mortgage commitments with appropriate conditions. Review and decision mortgage documentation to ensure each document is complete and accurate based on Questbank’s credit policies, procedures, and anti-money laundering requirements.



Work in collaboration with the Credit Quality Assurance and Funding teams to ensure targets are being met. Identify continuous improvement opportunities. Follow AML procedures on all files with an emphasis on “Know Your Client” rules. Proactively identify actual and potential violations of AML regulatory requirements, internal policies and procedures or other AML/ATF risk situations at an early stage. Conducts appropriate inquiries and investigations in relation to any such situation and ensures that corrective actions and/or risk mitigation actions are implemented in a timely manner or escalated appropriately. Adhere to compliance and operational risk controls in accordance with company’s policies and procedures. So are YOU our next Senior Residential Mortgage Underwriter? Qualities such as: Self-motivated, confident, and capable of working both independently and in a team environment. Bring a positive, can-do attitude to our organization, using creative solutions to solve problems. Committed to providing outstanding customer service. Solid written and verbal business communication skills. Demonstrated interpersonal and relationship building skills. Solid understanding of the general characteristics, attributes and risk factors associated with various loan types. It includes a comprehensive advantages plan and a competitive incentive (bonus) program for Full-Time Permanent roles. #

📌 Mortgage Credit Underwriter (Canada)
🏢 Kinvie
📍 Canada