The Risk & Analytics (R&A) team makes crucial decisions that direct affirm’s business strategyWe partner with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to grow affirm responsibly by optimizing approval, conversion, losses, and profitabilityOperating across the entire customer and merchant lifecycle, we tackle a diverse array of challenges, from optimizing checkout conversion and mitigating fraud risk to building scalable data foundations and enabling international growthWe analyze performance not just to report on it, but to determine where to invest resources for maximum impact through building tools, scalable data infrastructure, and analytical frameworksWe improve the analytics experience across affirm by streamlining workflows and fostering a culture of learning and documentationBy taking ownership of the entire analytical lifecycle, from initial question to final business decision, we turn complex data and systems into clear, actionable signals that ensure affirm grows efficiently and intelligentlyWe are hiring multiple Senior Analyst roles across affirm’s Risk & Analytics organization through this single job postingRather than interviewing for one specific team, candidates will go through a shared interview process designed to assess the core skills we look for across R&AIf selected, we will work with you to determine the best team match based on your interests, experience, strengths, and current business needsYou will have the opportunity to learn more about our teams and share your preferences as you move through the processPoint of Sale (POS): Optimize merchant and checkout performance to improve conversion, approvals, and unit economics across the purchase funnelDirect to Consumer (DTC) / Card: Drive engagement, repeat usage, and lifecycle health across affirm’s app, web, and card experiencesFraud: Prevent and reduce fraud losses across the customer journey while maintaining a frictionless user experienceCore Analytics: Build the quantitative research, performance monitoring, and scalable data foundations that enable fast, economically sound decisionsServicing: Enhance the post-origination customer experience by analyzing repayment behavior, collections strategies, and operational efficiencyInternational Expansion:



Build the measurement and decision foundations needed to sustainably launch and scale affirm in new global marketsAs a Senior Analyst in affirm’s Risk & Analytics organization, you will join one of several analytical teams working across the customer and merchant lifecycleWhile the specific problems you tackle will depend on your eventual team placement, all Senior Analyst roles share a common foundation: owning complex analytical problems end to end, translating data into business strategy, and influencing decisions across technical and non-technical teamsOptimize End-to-End Strategy: Leverage advanced data analytics to independently derive insights, develop, and optimize business, risk, or growth strategies across products and geographiesManage Macro & Market Trends: Monitor portfolio performance and exogenous macroeconomic trends, proactively adjusting analytical and operational strategies to mitigate risk and balance growthModel & Capability Building: Partner deeply with Engineering and Machine Learning teams to design, build, and interpret performance metrics for scalable risk, fraud, or growth modelsCross-Functional Leadership: Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements, translating them directly into analytical policy and product design recommendationsOversee Frameworks & Launches: Oversee the development and execution of analytical frameworks. Drive cross-functional discussions to ensure new product launches and market entries align with risk appetite, operational capabilities, and local regulationsExternal & Strategic Alignment: Engage with external stakeholders, including merchants, vendors, and partners, to align practices, ensure compliance, and strengthen strategic relationshipsAI Leverage & Mentorship: Build repeatable AI-assisted workflows that compound across the team’s analyses, while mentoring junior analysts on technical craft and domain nuancesBenefits Compensation: We have a easy, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your familySpending Wallets: Access tech,



food, lifestyle, and family planning wallets for your expensesSupportive Communities: Get involved with our employee resource groups and community groupsRemote-first Workforce: If your role is remote, you can set up shop anywhere in your home countryGenerous Time Off: Take the time you need when life happensHealth Advantages: Get a plan that fits your needsMental Healthcare: Take care of your mind with great mental health programsParental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base payAway Days: We offer 20 company-wide paid days off—which help our teams collectively pause to rechargeLearning & Development: Engage in exciting learning programs to level up your growthYou bring exceptional analytical rigor, deep domain expertise, and the ability to translate complex regulatory, economic, and machine learning insights into actionable business strategies You thrive in ambiguity, balance growth with resilience, and are comfortable operating at both strategic and execution levels to influence stakeholders across the organization You will operate with autonomy to own the entire analytical lifecycle, from initial question to final business decision Advanced proficiency in SQL, Python, or other scripting languages Degree in Data Science, Computer Science, Engineering, Economics, or a related quantitative field Demonstrated ability to translate complex regulatory and economic insights into actionable strategies2–5 years of proven experience in an analytically driven role within the consumer lending, credit, or fintech industry, specifically leveraging advanced analytics to develop and optimize business strategies Proven experience leading cross-functional initiatives that bridge Product, Legal, Compliance, and Engineering to align analytical strategies with business objectives Deep expertise in data mining, data visualization, and statistical modeling, with experience applying machine learning techniques to business or risk management problems Exceptional communication skills with the ability to influence senior stakeholders across technical and non-technical functions Strong understanding of consumer lending regulations, regional market dynamics, and the broader economic landscape influencing policy and growth#J-18808-Ljbffr

📌 Senior Analyst (Quebec City)
🏢 Affirm
📍 Quebec City