Build commercial credit expertise at BMO through financial analysis, underwriting, and credit risk assessment in Toronto. The 2027 LaunchPad begins October 2026.
This Commercial Credit Analyst program provides structured development across BMO Commercial Bank, supporting Middle Market Diversified Industries or select Specialty Finance teams. During the first 12 months, you receive cohort-based learning, classroom instruction, eLearning, case studies, mentoring, on-the-job training, and performance feedback. The role supports lending decisions for recent and existing commercial banking loans and credit solutions. You will analyze client information, prepare credit summaries, assess repayment capacity, and support portfolio monitoring.
Key Responsibilities: Perform financial analysis and calculate client credit metrics
Assess creditworthiness, repayment capacity, risks, and industry trends




Recommend loan structures, collateral, and credit decisions
Monitor portfolio performance, compliance, and deteriorating conditions
Support relationship growth, deal execution, and loan renewals
Requirements: Three to four years of relevant credit or lending experience
Bachelor’s degree required; finance, accounting, or business preferred
Financial analysis and data analysis tools proficiency
Credit risk assessment and portfolio management knowledge
Microsoft Office, analytical thinking, and problem-solving skills
Develop commercial banking judgment through BMO LaunchPad while applying financial analysis, underwriting, and portfolio management skills.

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📌 Commercial Credit Analyst LaunchPad (Ontario)
🏢 Bank of Montreal
📍 Ontario