Senior Mortgage Underwriter (Montreal)

Senior Mortgage Underwriter (Montreal)

02 Nov
|
Nesto Group
|
Montreal

02 Nov

Nesto Group

Montreal

Building Canada's Mortgage Ecosystem of the Future.
We're committed to creating a true Canadian champion.

About Us

Nesto Group is Canada's leading provider of mortgage technology and financing solutions, with more than CAD $80 billion in residential and commercial mortgages under administration. Trusted by many of the country's leading financial institutions, we combine over 50 years of mortgage expertise with proprietary cloud and AI technology to transform the future of lending.

Powered by our proprietary cloud and AI technology, nesto has become one of Canada's fastest-growing mortgage lenders, gaining market share across direct-to-consumer (D2C) residential lending, the broker channel, and multi-family commercial lending. Recognized as one of Deloitte's Fast 50 companies for three consecutive years, we continue to push the industry forward through innovation, technology, and customer-focused solutions.

Operating through our family of brands— CMLS, nesto, Nesto Cloud —our mission is to build Canada's mortgage ecosystem of the future and create a true Canadian champion in lending technology and financial services.

With more than 1,300 team members across Canada, we're building Canada's mortgage ecosystem of the future—and we're looking for people who want to help shape what's next.

At Nesto Group, you'll be part of a collaborative organization where innovation, speed, trust, expertise, and continuous learning go hand in hand. Whether you're shaping strategy, supporting operations, building technology with best-in-class AI-driven tools, or serving customers, your work contributes to an ecosystem that's redefining the future of mortgage lending in Canada.

Discover the values that drive everything we do, every day.



Join the Canadian Rocketship redefining the lending industry.

What you’ll be doing

- Adjudicate with Precision & Insight: Review and analyze residential mortgage applications and supporting documentation (credit, income, assets, and appraisals). You will apply sound credit judgment within established authority limits to identify and mitigate risk while ensuring full adherence to regulatory and internal policies.
- Take Ownership of the Pipeline: Manage your end-to-end file pipeline in a high-volume, high-performance setting. You are responsible for ensuring applications are completed within specific timeframes and that deals close on schedule without sacrificing quality.
- Deliver Solutions & Support: Act as a proactive partner to our broker partners. You don't just provide decisions; you provide solutions. You'll identify missing information early and engage proactively to resolve complex issues, ensuring a frictionless journey for the client.
- Maintain the "Done Right" Standard: Cultivate a culture of rigorous due diligence. You will maintain organized, airtight loan files where every document is verified and aligned with company policies and lending guidelines.
- Drive Continuous Improvement: Beyond daily underwriting, you will identify process efficiencies and mentor team members,



maintaining a "can-do" attitude that thrives in a fast-paced, evolving lending landscape.

Who we’re looking for

- Minimum 5 years of experience in residential mortgage underwriting.
- You don't take files at face value. You are the type of underwriter who digs into the details, asks clarifying questions, and looks for the "how" rather than just settling for a "no."
- You thrive in a high-volume environment. You are organized, self-driven, and take pride in managing your pipeline efficiently without sacrificing quality.
- You operate as part of a team. You are comfortable mentoring others and working across departments to move files forward.
- You have a genuine interest in helping transform the mortgage customer journey.
- Hybrid role based out of one of our offices in Montreal, Toronto, Winnipeg, or Calgary.

Why You'll Love Working Here

We believe great people do their best work when they're supported professionally, personally, and financially. That's why we offer a comprehensive rewards package designed to help you thrive at every stage of your career.

- Competitive Rewards — Competitive compensation, performance incentives (where applicable), and recognition for your contributions.
- Health & Wellness — Comprehensive medical, dental, and vision coverage, Health & Wellness Spending Accounts (where applicable), telemedicine, Employee Assistance Programs, and mental health support for you and your family.
- Time to Recharge — Generous vacation (4 weeks), floater days, and statutory holidays to help you recharge.
- Planning for the Future — RRSP matching to support your long‑term financial wellbeing.
- Family Support — Enhanced maternity and parenta

📌 Senior Mortgage Underwriter (Montreal)
🏢 Nesto Group
📍 Montreal

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