Credit analysis and fraud detection define this Credit Analyst role at Vault, supporting equipment leasing and working capital applications. Work within tight SLAs and high volumes.

Vault seeks a detail-oriented Credit Analyst with 2–3 years of experience in credit analysis, underwriting, or credit and fraud operations. You will enter and analyze applications, validate information, review credit bureaus, and prepare files for decisioning. The role supports Equipment Leasing and Working Capital portfolios.

Key Responsibilities:

- Analyze complete and accurate credit applications from broker and internal sources
- Identify fraud indicators, inconsistencies, missing information, and transaction concerns
- Complete KYC/AML verification and follow procedures when verification fails
- Review bureaus, corporate profiles, financial statements, and bank statements




- Prepare documented files, escalate exceptions, and meet application SLAs

Requirements:

- 2–3 years in credit analysis, underwriting, or credit and fraud operations
- Education in business, finance, or a related field, or equivalent experience
- Knowledge of Equifax, TransUnion, Dun & Bradstreet, and credit reports
- Ability to identify document irregularities, inconsistencies, and possible tampering
- Microsoft Office proficiency and comfort learning proprietary software

Apply credit analysis, investigative judgment, and fraud detection skills to keep Vault applications accurate, compliant, and decision-ready.

📌 Credit Analyst Equipment Leasing (Toronto)
🏢 Vault Credit
📍 Toronto