Merchant underwriting drives this Credit Risk Analyst role at Helcim, where Calgary-based hybrid work combines financial review, judgment, and explicit communication.

You will assess businesses before and throughout their relationship with Helcim, reviewing financial statements, credit reports, and corporate registrations. Your decisions cover credit alongside compliance, regulatory, fraud, financial, and operational risk. You will also communicate terms and outcomes to business owners while working with a four-person risk team.

Key Responsibilities:
Review merchant financial statements, credit reports, and registrations
Monitor portfolio trends through scheduled and rolling underwriting
Gather documents and clarify financial information with owners




Structure credit terms that let merchants grow
Identify complex cases and provide risk-tool feedback

Requirements:
Two or more years in commercial credit, underwriting, or portfolio management
Skill reading statements and understanding business models
Ability to decide when research should end
Empathy when explaining declined or deferred credit
Solid work ethic and comfort learning continuously

Bring merchant underwriting experience, financial statement analysis, and empathetic decision-making to Helcim's Calgary credit risk team.

📌 Merchant Underwriting Risk Analyst Calgary (Canada)
🏢 Helcim
📍 Canada