Subprime Automotive Finance Manager – Unlimited Warm Leads

Hybrid | Concord, ON | Unlimited Warm Leads | Commission-Based

We provide the customers. You work the deals.

Car Finance Direct is growing and looking for experienced Subprime / Non-Prime Automotive Finance Managers to join our team.

Our Finance Managers don't have to rely on cold calling or generating their own customers. We provide warm leads from people who have already asked for help financing a vehicle.

Leads come in 24/7, are automatically emailed to our Finance Managers, and there is no set limit on the number of leads you can take. Build your pipeline based on how much you want to work and earn.

Our Finance Managers average $12,000–$15,000 per month, based on performance.

Compensation

This is a commission-based position:

- 20% of front-end and back-end gross on your first 5 vehicles each month
- 25% of front-end and back-end gross beginning with your 6th vehicle
- 30% of front-end and back-end gross on business generated from your own leads
- Unlimited warm leads
- No cap on earning potential

Why Car Finance Direct?

Warm leads provided
Work with customers who have already asked for automotive financing — not cold lists.

Unlimited lead volume
Leads arrive 24/7. Take on additional leads based on your availability and earning goals.

Hybrid work
Work remotely for part of your week. Managers are expected in our Concord office approximately 5 hours per day, 3 days per week.

Independence
Manage your own customer pipeline and take ownership of your deals from application through funding.

What You'll Do

- Respond to provided warm automotive finance leads
- Manage your own portfolio of non-prime and subprime customers
- Review and process customer credit applications
- Structure deals based on customer credit profiles and lender programs
- Submit and manage applications through Dealertrack
- Work directly with lenders to secure approvals




- Communicate with customers throughout the financing and vehicle-purchase process
- Manage deals from initial application through approval and funding
- Consistently follow up with customers and leads

What You Must Have

This is an experienced-hire position. It is not an entry-level automotive sales or F&I; role.

Applicants must have:

- A current and valid OMVIC licence
- At least 2 years of direct experience working with non-prime/subprime automotive finance customers
- Hands-on experience using Dealertrack
- Experience structuring automotive finance deals
- Experience working with non-prime/subprime automotive lenders
- Ability to independently manage customers from application through funding
- Strong sales, communication and follow-up skills

Experience with Dealerpull is an asset.

We are particularly interested in candidates with experience as a Subprime Finance Manager, Non-Prime Finance Manager, Special Finance Manager, Automotive Finance Manager, F&I; Manager, Financial Services Manager or Business Manager with substantial non-prime/subprime experience.

Benefits

- Dental care
- Extended health care
- Flexible schedule
- Hybrid/work-from-home opportunity
- Paid time off
- On-site parking
- Casual dress
- Company events

Job Type: Full time, Permanent

Compensation: Commission-based. Our Finance Managers average $12,000–$15,000 per month, based on performance.

Work Location: Hybrid — Concord, ON

Office Requirement: Approximately 5 hours per day, 3 days per week

License: Current OMVIC license required

Pay: $144,000.00-$180,000.00 per year

Benefits:

- Casual dress
- Company events
- Dental care
- Extended health care
- Flexible schedule
- On-site parking
- Paid time off
- Work from home

Application question(s):

- Which non-prime/sub-prime lenders have you worked with?

Experience:

- non-prime/sub-prime automotive: 2 years (required)
- Dealertrack: 1 year (preferred)

Licence/Certification:

- OMVIC license (required)

Work Location: Hybrid remote in Concord, ON L4K 1J5

📌 Subprime Automotive Finance Sales Manager - Unlimited Warm Leads (Concord)
🏢 Car Finance Direct
📍 Concord