Senior Business Systems Analyst - Retail Loan Origination System (rLOS)

Long Term Contract

100% Remote

Job Description: We are seeking an experienced Senior Business Analyst to support the replacement and modernization of its Retail Loan Origination System (rLOS). This is a hands-on individual contributor role focused on requirements elicitation, lending process analysis, functional decomposition, and Agile delivery.

Key Responsibilities

- Lead stakeholder interviews, workshops, and requirements discovery sessions.Document business and functional requirements, business rules, process flows, user stories, and acceptance criteria.
- Analyze current-state and future-state retail lending processes, including application intake, underwriting, adjudication, documentation, and funding.Break down complex business capabilities into epics, features, user stories, and testable acceptance criteria.
- Manage requirements traceability, dependencies, gaps, risks, and change impacts.Support backlog refinement, sprint planning, and prioritization using Azure DevOps.
- Collaborate with business, technology, QA,



product owners, and vendors on solution requirements and integrations.Support SIT, UAT, defect triage, business validation, and implementation readiness.

Required Qualifications

- 8+ years of hands-on Business Analysis experience in complex technology or system replacement initiatives.
- 3+ years of banking, financial services, credit union, or lending experience.
- Robust expertise in requirements elicitation, process mapping, functional decomposition, and business rules.
- Proven experience developing high-quality user stories and acceptance criteria, with 5+ years preferred as a core requirement.
- Experience with Agile delivery, backlog management, Azure DevOps, requirements traceability, and change management.
- Experience supporting UAT, test scenarios, defect resolution, and implementation.
- Excellent stakeholder facilitation, analytical, documentation, and communication skills.

Work Location: Remote

📌 Senior Business Systems Analyst - Retail Loan Origination System (rLOS) (Canada)
🏢 apptoza
📍 Canada